Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 35,285 reviews, last reviewed 4th Feb 2025
90633% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward and clear application process. Straight forward and clear application process. Instant decision. App clear and easy to use. Reviewed on: 4th February 2025
Louise D's avatar
Louise D

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (35285)

Review of the Zopa, Credit Card:

Easy to use app.

5
Easy to use app. I had to order a new card and used webchat easily. Can’t fault the service, really easy to use and manage. Reviewed on: 21st January 2025

Zopa are a responsible lender only allowing affordab...

5
Zopa are a responsible lender only allowing affordable credit limits Reviewed on: 17th January 2025

Good professional customer service.

5
Good professional customer service. Keep me updated. Very friendly company. Reviewed on: 17th January 2025

One few cards that have real time balance updates

5
One of the very few cards that have real time balance updates when you deposit/pay towards your card. I like it for being transparent and for credit builders their interest rate is better than average Reviewed on: 17th January 2025

My experience with Zopa has always been, they have b...

5
My experience with Zopa has always been, they have been very helpful and a professional company Reviewed on: 17th January 2025

I’ve never had a bad experience with you and everyth...

5
I’ve never had a bad experience with you and everything is really good Reviewed on: 17th January 2025

Always great when needing help, will definitely reco...

5
Always great when needing help, will definitely recommended to others Reviewed on: 17th January 2025

Absolutely amazing .

5
Absolutely amazing . I really recommend for everyone Reviewed on: 17th January 2025

Accountability.

3
Accountability. They keep there customer up to date and the customer service is excellent Reviewed on: 17th January 2025

Very easy app to use.

5
Very easy app to use. Great customer service. Reviewed on: 17th January 2025

Credit enhancing and free use abroad

5
Card enabled me to enhance my credit score and spend in Europe without charges. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products