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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36721 reviews)

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4.93

Based on 36,721 reviews, last reviewed 29th Mar 2025

409500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to set up a new credit card, simple and us... Very easy to set up a new credit card, simple and user friendly. No drama with Zopa just straightforward and informative layouts. Would recommend high... Read more Reviewed on: 29th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36721)

Review of the Zopa, Credit Card:

Interest increases

I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Great customer service, excellent service

Great customer service, excellent service Reviewed on: 28th February 2025

I have no problem with zopa they are good the app is...

I have no problem with zopa they are good the app is easy to use and they are quick to respond to your payment when you make one Reviewed on: 28th February 2025

I’m a happy shopper!

Very happy with my credit card, if any problems they are sorted quickly snd with ease. Reviewed on: 28th February 2025

Really Helped me out when I needed most

Really Helped me out when I needed most Reviewed on: 28th February 2025

Good credit card .

Good credit card . And am happy to recommend to my friends. Reviewed on: 28th February 2025

Took a while to get back to me but very helpful when...

Took a while to get back to me but very helpful when they did Reviewed on: 28th February 2025

What I needed

I am happy that their rates are fair and accommodating. Try them, you won’t be disappointed. Reviewed on: 28th February 2025

I used Zopa to improve my own credit score, then whe...

I used Zopa to improve my own credit score, then when my daughter turned 18 years old she did the same! Reviewed on: 28th February 2025

No problem getting approved, perfect start amount, w...

No problem getting approved, perfect start amount, website easy to use. Reviewed on: 28th February 2025

Great score

That nothing more cam be do, for excellent customer service and easy to use app. Reviewed on: 28th February 2025

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