Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (39690 reviews)

View other Zopa products

4.93

Based on 39,690 reviews, last reviewed 24th Apr 2025

54% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helped very much with problems with my card Helped very much with problems with my card Reviewed on: 24th April 2025

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39690)

Review of the Zopa, Credit Card:

Good

Always happy when using my zopa card in store Reviewed on: 27th January 2022

I’m loving everything about zopa

I’m loving everything about zopa Reviewed on: 24th April 2025

Excellent card and very good service

Excellent card and very good service Reviewed on: 24th April 2025

had a low credit score and have managed to increase...

had a low credit score and have managed to increase with Zopa Reviewed on: 24th April 2025

User friendly app,

The app is very user friendly, you can link your bank accounts which provides better bespoke offers. Reviewed on: 24th April 2025

Excellent services

Excellent services, app is easy to use Reviewed on: 24th April 2025

Very good to use excellent service and communication.

Very good to use excellent service and communication. Always providing efficient service. Reviewed on: 24th April 2025

Great staff and treat you with respect no matter you...

Great staff and treat you with respect no matter you financial history x Reviewed on: 24th April 2025

Great service, excellent product.

Great service, excellent product. I’ve been with them for a few years now and really happy with my experience. When I moved to the UK there were very few banks that would offer me a credit card but Zopa did and I have been extremely satisfied with their product and service ever since. Reviewed on: 24th April 2025

Good customer service

Good communication. service excellent Reviewed on: 24th April 2025

Great company

Zopa were one of my first credit cards many years ago and I have never had anything to complain about Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua Credit Card
from NewDay 4.88 from 2841 reviews
Clubcard Credit Card
from Tesco Bank 4.01 from 311 reviews
Credit Card
from Zempler Bank (formerly Cashplus) 4.87 from 4385 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub