Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 36,680 reviews, last reviewed 9th Mar 2025
202650% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A must credit card for easy life Easy to use. User friendly. Cash withdrawal £3. On line purchase very convenient. Great to have it. Reviewed on: 9th March 2025
Myitzu D's avatar
Myitzu D

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36680)

Review of the Zopa, Credit Card:

Simple lending

5
Application was simple and communication was thorough. Reviewed on: 28th March 2022

Always a great service

5
Zopa is committed to keeping customers up to date with financial information. All rates are easy to understand and credit tools to help you build a better credit file. Zopa have lots of on line features that give a good insight what your credit score is and how to get the best out of your finances. Reviewed on: 6th March 2025

Zopa have great services and low interest ,l'm happy...

5
Zopa have great services and low interest ,l'm happy to make business with Zopa.... Reviewed on: 5th March 2025

Application availability and functionality is good

5
Application availability and functionality is good Reviewed on: 5th March 2025

Efficient, respectful and supportive

5
Application was quick and easy but well supported with Information and advice about alternative financial services. The online process and website are refreshingly simple to navigate. Communication is frequent yet not annoying spam or pushing their products - it feels customer focused and informative rather than targeted to increase shareholders profits. Zopa treats you as a valued customer who matters to them rather than someone who should be grateful for being allowed to use their service (like some others financial institutions) Reviewed on: 5th March 2025

Great service all around

5
Great service, very happy with the account Reviewed on: 5th March 2025

Hi once or twice I've had issues with my card and a...

5
Hi once or twice I've had issues with my card and a simple phone call or text message via the zopa app and all was resolved. Customer service was very helpful and polite, and I had no problem Reviewed on: 5th March 2025

Zopa is worth the leap

5
I have both a credit card and new beta bank account I'm so excited zopa has broadened from loans and credit cards just brilliant Reviewed on: 5th March 2025

Can't fault Zopa.

5
Can't fault Zopa. I have a card and have had no issues what so ever Reviewed on: 5th March 2025

Excellent service throughout, have had no issues at...

5
Excellent service throughout, have had no issues at all, can’t fault them Reviewed on: 5th March 2025

Was accepted and was given a reasonable credit limit...

5
Was accepted and was given a reasonable credit limit, of which I was so pleased. Had been trying to obtain a credit card but to no avail as I had bad credit. Zopa came to my rescue. Reviewed on: 5th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products