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Zopa: Credit Card reviews

4.93
Based on 36,768 reviews, last reviewed 31st Mar 2025
414200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good bank and no problems. Very good bank and no problems. Customer service very helpful. Reviewed on: 31st March 2025
Barry H's avatar
Barry H

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36768)

Review of the Zopa, Credit Card:

Lowest interest in a credit card

5
It was an easy process to apply for.you can pay the basic amount or an amount you want above the basic amount and the interest paid is lower than my other credit card Reviewed on: 21st February 2023

Always clear on app, great with showing how to impro...

5
Always clear on app, great with showing how to improve and the best offers Reviewed on: 31st March 2025

Very prompt application process and their app’s abil...

5
Very prompt application process and their app’s ability to keep you updated is first class. Reviewed on: 31st March 2025

Good and easy process no hiddin dramas

5
Good and easy process no hiddin dramas Reviewed on: 31st March 2025

Zopa are very good.

5
Zopa are very good. I am impressed with services. Reviewed on: 31st March 2025

Absolutely incredible, never had a problem

5
Absolutely incredible, never had a problem Reviewed on: 31st March 2025

Just a new customer it was very easy to sign...

5
Just a new customer it was very easy to sign up Reviewed on: 31st March 2025

Excellent

5
I found Zopa to be very good. Reasonable credit limit. Easy to make repayments. Customer service very good. Reviewed on: 31st March 2025

Excellent Credit card company

5
I have a credit card and zopa let me pay back in affordable payments and use my credit card for occasions like xmas and birthdays they charge low interest on my monthly use and make it so i stick with their company Reviewed on: 31st March 2025

I have used Zopa for 2 years now as a younger person...

5
I have used Zopa for 2 years now as a younger person to build up credit score and they have been amazing. Very reliable. Very easy to manage. Reviewed on: 31st March 2025

Best card I’ve had always happy

5
Never had any problems always help if I had any issues with my account Reviewed on: 31st March 2025