Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36975 reviews)

View other Zopa products

4.93

Based on 36,975 reviews, last reviewed 2nd Apr 2025

433600% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy app Never had any issues and app is really easy to navigate Reviewed on: 2nd April 2025

Latest lowest rating:

1

Very bad customer service. Very bad customer service. Poor decision making. Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36975)

Review of the Zopa, Credit Card:

Excellent service and communication.

Excellent service and communication. Very happy with being a customer Reviewed on: 23rd March 2025

I like it

I like it , i am using very comfortable Reviewed on: 31st March 2025

Fair and honest.

Fair and honest. I always know where I am at good or bad I did exceed my credit limit and I was ‘told off’ for it but they did warn me so my bad. Reviewed on: 31st March 2025

Help me when I was struggling with my credit score I...

Help me when I was struggling with my credit score I could not get it up until Zopa helped me since I have had my card I have paid every month and my score is now good and healthy Reviewed on: 31st March 2025

Best company

Pleased with every part of zopa. Applicationwas very straight forward and easey to fill in. Decision was very quick. Account set was done in less than one week. Reviewed on: 31st March 2025

Awsome card services will definitely recommend to fa...

Awsome card services will definitely recommend to family and freinds Reviewed on: 31st March 2025

Does exactly what it says on the tin!

Application process was simple and clear and App easy to navigate. No issues so far! Reviewed on: 31st March 2025

So easy to set up and usecredit card

So easy to set up and use approved and card arrived within days no unnecessary fuss Reviewed on: 31st March 2025

Great company and service always helpful and easy to...

Great company and service always helpful and easy to work with! Reviewed on: 31st March 2025

Perfect highly recommended very efficient

Perfect highly recommended very efficient Reviewed on: 31st March 2025

Excellent service

Excellent service and easy to manage Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.90 from 538 reviews
Platinum Cashback Credit Card
from American Express 4.45 from 67 reviews
Chrome Card
from Vanquis 4.40 from 8 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub