Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36641 reviews)

View other Zopa products

4.93

Based on 36,641 reviews, last reviewed 4th Mar 2025

200750% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Service I’ve only had great experiences with using Zopa and their interest rates are very good and I’ve been very happy with the product. Reviewed on: 4th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36641)

Review of the Zopa, Credit Card:

On track

Leads to improving credit file when guidelines are followed. Reviewed on: 28th March 2022

Excellent

Always helpful & excellent customer service. New card arrived in less than a week, very impressed Reviewed on: 3rd March 2025

Easy to apply and manage accounts

Easy to apply and manage accounts Reviewed on: 3rd March 2025

Very positive experience and would recommend them to...

Very positive experience and would recommend them to my friends and family Reviewed on: 3rd March 2025

It's been an incredible experience overall it was am...

It's been an incredible experience overall it was amazing it's easy to use and just not overwhelming. Reviewed on: 3rd March 2025

Excellent experience very good service

Excellent experience very good service Reviewed on: 3rd March 2025

Great customer service

Great customer service, really smooth experience and app is perfect Reviewed on: 3rd March 2025

Top credit card

Easy to navigate and transact with Reviewed on: 3rd March 2025

Zopa helps me and my family shopping and with my bus...

Zopa helps me and my family shopping and with my bus pass also helps me to get want i need before I receive my salary Reviewed on: 3rd March 2025

ZOPA is very considerate in its interest rate.

ZOPA is very considerate in its interest rate. Reviewed on: 3rd March 2025

Great very friendly service!!!

Great very friendly service and good communication Reviewed on: 3rd March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.86 from 20 reviews
Purchase Credit Card
from Bank of Scotland 4.42 from 9 reviews
Cashback Plus Credit Card
from NatWest 4.31 from 57 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub