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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Superb

Very straightforward and easy to understand the apps and very friendly people Reviewed on: 28th March 2022

Easy

The card was easy to set up, the app is easy to use, the payment methods are straightforward, and understandable. Overall its a great card Reviewed on: 28th March 2022

Finances the easy way

It's all done via the app, reminders, check balance, keep a track on spending at the touch of a button after going through biometric security! Reviewed on: 28th March 2022

Great for low credit users

Good clear information.. User friendly apps.... Clear payment terms... Good to rebuild credit.. Reviewed on: 28th March 2022

Very easy to use. Never had a problem. Never had to ring up customer service. Enough said

Amazing app with fantastic features Reviewed on: 28th March 2022

Easy to use, quick and great app

Setting up was easy, app is simple and very useful. Card came quickly, helpful customer care when I needed to change my payment date. Overall really, really happy Reviewed on: 28th March 2022

Perfect

Easy to apply for and easy to use, with a manageable credit limit. What more could you want? Absolutely perfect! Reviewed on: 28th March 2022

Highly Recommend Credit Card

I Would Recommend This Credit Card, The Company Keep You Up Todate With Your Account, Helping In All Ways Reviewed on: 28th March 2022

Fantastic company.

Fantastic company and always there to help when you have a problem and great at explaining thing when you need it explaining would definitely be recoemnding zopa to my friends and family Reviewed on: 28th March 2022

Easy to use and very helpful and communicative

Since I have been using zopa. I have had no issues and all the staff I spoke to during my time so far have been helpful and friendly Reviewed on: 28th March 2022

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