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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Reliable and trust worthy

The singing up process of Zopa is super fast and simple and I’ve never had any problems with my account since I’ve had. They are 100% straight forward and have no hidden charges when you join them. Reviewed on: 26th January 2022

Does what it says on the tin....

Honest and clear which is what you expect and need when it comes to looking after your money. Very happy with my Zopa account. Reviewed on: 26th January 2022

Amazing

They are amazing they are really quick and letting you know if your be accepted and getting your card out to you and they are always there if you need help Reviewed on: 26th January 2022

Excellent in every way

Great card to have everything explained in your application so no hidden agendas Reviewed on: 26th January 2022

Zopa

Zopa is a very streight forward company giving you expert advice on the products they do. The process of getting a credit was fantastic from start to finish and there is always someone there to support if needed. Reviewed on: 26th January 2022

Very helpful

I have found Zopa, very helpful and professional. Helping to improve my credit score. Reviewed on: 26th January 2022

Really helpful customer service

Really good customer service thay keep me informed about my account and how to pay my bills I would have no problem recommending zopa to my friends and family. Reviewed on: 26th January 2022

Just great!

Easy to use app. Amazing! Highly reccomendedp Reviewed on: 26th January 2022

Zopa credit card

Very good card low apr and they gave me credit limit £900 Reviewed on: 26th January 2022

Just simply amazing

Great small credit card has helped me so much Reviewed on: 26th January 2022

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