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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Excellent credit builder

5
We were offered this card as a credit builder, We use it regularly and so far my credit score as fine up 150 points and climbing, Definitely recommend for people that are serious about rebuilding they’re score Reviewed on: 28th March 2022
David 's avatar
David

Great card

5
Have enjoyed using this card and the user friendly app Reviewed on: 28th March 2022
Sam Little's avatar
Sam Little

Excellent customer service and good quality

5
Always listening and ready to help Reviewed on: 28th March 2022
Mike Hewett's avatar
Mike Hewett

Fantastic service

5
Everything was so easy to set up Reviewed on: 28th March 2022
Arnold gaffney's avatar
Arnold gaffney

Great service

5
Accepted me when others wouldn’t, easy to use and manage. Reviewed on: 28th March 2022
Luke Vallance's avatar
Luke Vallance

A reasonable rate

5
A reasonable rate, That allowed me to spend wisely and not cost me higher interest than most. Reviewed on: 28th March 2022
Al mac's avatar
Al mac

123

4
Very simple everything explained! Reviewed on: 28th March 2022
chris.aldred85@icloud.com's avatar
[email protected]

Excellent Features

5
Love the features of this card. Helps me manage it really easily by allowing me to put a cushion on my limit stopping me going over that. Reviewed on: 28th March 2022
darren windle's avatar
darren windle

Great service

5
Excellent customer service relating to lost credit card, billing and payment disputes. Online service and phone app user ability all very good. Reviewed on: 28th March 2022
Mark's avatar
Mark

Easy to use, no hassle

5
Happy with them as a provider, they don’t spam you with notifications and rates are fair. Reviewed on: 28th March 2022
Kevin Donaldson's avatar
Kevin Donaldson

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