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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service

Excellent customer service relating to lost credit card, billing and payment disputes. Online service and phone app user ability all very good. Reviewed on: 28th March 2022

Easy to use, no hassle

Happy with them as a provider, they don’t spam you with notifications and rates are fair. Reviewed on: 28th March 2022

Good service

Does what it says on the tin, never had any issues thus far. Nothing wrong nothing exceptional. Reviewed on: 28th March 2022

A Wickington's review

Excellent service, easy to use and friendly staff. A very professional service. Reviewed on: 28th March 2022

Easy

I love a bank that is operated mainly through an app. The era of sitting down infront of a bank manager in a stuffy room are over. I can manage everything on my app. But... Technology has its limits, and as far as I've had to contact people at Zopa they have been very helpful and friendly Reviewed on: 28th March 2022

Good credit card

Good credit card, easy app , fast approval. Reviewed on: 28th March 2022

Great card

It's a great card to have in pocket incase of emergencies Reviewed on: 28th March 2022

Trusted company

Always found Zopa to be very professional company with friendly and knowledgeable staff. The credit card app makes keeping control of your spending very easy as it is always upto date and clear. Reviewed on: 28th March 2022

Building credit made easier

Helped build credit.... App is the easiest I have found Reviewed on: 28th March 2022

So good

Easy application. Easy online App Reviewed on: 28th March 2022

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