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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Ok

The Best very good zzzzzzzzzzzzzz Reviewed on: 26th January 2022

amazing

exactly what i want in a credit card Reviewed on: 26th January 2022

No complaints

Nothing but amazing :) Have been so helpful and that’s all I can ask for Thank you Reviewed on: 26th January 2022

Dlk

Was easy and quick to apply thank you Reviewed on: 26th January 2022

Very good Credit card company

Very good app to use and always kept updated am very happy Reviewed on: 26th January 2022

Surprisingly personal

I have to say that Zopa is very well run. I liked the fact that they gave me a courtesy call a few months after I was very ill to see how things were.I have and have had other credit cards but this is the first time this has happened and it did make a difference. Reviewed on: 26th January 2022

The Best credit card provider

I am extremely impressed with Zopa. They are responsible Lenders and the account is easy To manage on Line. Reviewed on: 26th January 2022

Great Credit Card

Had no trouble with the Zopa card and its great app. Lets me know I have used the card so great for detecting any fraud and also when a payment is made lets me know it has received. Reviewed on: 26th January 2022

Top class card

Amazing helping helpful card great service Reviewed on: 26th January 2022

Easy enough

Good card not have for long but till now I Happy Reviewed on: 26th January 2022

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