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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Credit card

5
Great company to deal with,friendly costumer service Reviewed on: 26th January 2022
John jackson's avatar
John jackson

Very good

5
Is very good everything thank you Reviewed on: 26th January 2022
Aneta Zielinska 's avatar
Aneta Zielinska

Fabulous

5
Very good service, I have never had any issues they do as they say. Reviewed on: 26th January 2022
Cheryl 's avatar
Cheryl

Clear and easy banking

4
Zopa is very easy to use with a handy and effective app! Reviewed on: 26th January 2022
Gregg Dean's avatar
Gregg Dean

Great service

5
Great service, love the app, very easy to manage. Reviewed on: 26th January 2022
Jon Kelly's avatar
Jon Kelly

Great Service

5
Great service and comes in very handy for when you need that extra money before payday Reviewed on: 26th January 2022
Is's avatar
Is

Excellent product and clear communication

5
Have the Zopa credit card and am finding it very easy to manage due to the excellent app. The credit limit is very realistic. It was straightforward to apply for with a quick approval decision, like how you can download documentation and link to your bank account to prove affordability. The communications and statements from Zopa appear in a timely manner and easy to understand. All in all a great product. Reviewed on: 26th January 2022
Karen Orton's avatar
Karen Orton

Excellent customer sevice

5
Card came quickly statements come on time customer service very good Reviewed on: 26th January 2022
John colley's avatar
John colley

Excellent

5
Always spot on. I haven't had any trouble with any transactions I have made, they don't bother you at all Reviewed on: 26th January 2022
Linda Hewitt's avatar
Linda Hewitt

Great service

5
Great service very easy and reliable service Reviewed on: 26th January 2022
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Smartinee

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