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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great, easy to work with

Can't fault it. Brilliant to use. Helps with credit score. Reviewed on: 28th March 2022

Comprehensive, accessible banking

I opened my Zopa card to help build my credit rating. It is very easy to use, accessible with loads of good features fl help me to keep track of my credit score, including financial advice Reviewed on: 28th March 2022

Great

Zopa is easy to use and very easy to use the app. Everything is clear and precise. Reviewed on: 28th March 2022

Great for credit repair

Since being with Zopa, my credit score has increased by over 100 points. Thank you, Zopa Reviewed on: 28th March 2022

Helped me massively

I want to build my credit score and Zopa have helped me massively. I would recommend them to anyone who is trying to build their credit score! Reviewed on: 28th March 2022

Great credit card

Love my Zopa card, app is so straightforward to use and tells you everything you need to know Reviewed on: 28th March 2022

Really good service

Helps out to build credit rating at resonable prices Reviewed on: 28th March 2022

Amazing

I choose Zopa and I'm really happy, everything is transparent inside app, you can know also how much you should pay days before, so very handy. Recommended it Reviewed on: 28th March 2022

Zopa vote

It’s been a pleasure, and would highly recommend Reviewed on: 28th March 2022

Fantastic easy to use service

Really easy to use app and card . Realistic credit given and awarded with an increase after prompt payments . Will definitely recommend to others struggling with credit . Reviewed on: 28th March 2022

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