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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service

Opened this account couple of months ago and from applying to receiving card everything went smoothly Reviewed on: 28th March 2022

A***

Very happy easy to deal with no nonsense. Reviewed on: 28th March 2022

Amazing

Quick and easy fantastic service!! Reviewed on: 28th March 2022

Really good for payment of goods and get notified when purchasing

Excellent service from the app never had to call customer service Reviewed on: 28th March 2022

Helpful and understanding

A bank that listens and understands the needs of the customer Reviewed on: 28th March 2022

Great company

Had an issue and it was dealt with in a quickly manner, plus when you put money into the card it clears straight away Reviewed on: 28th March 2022

Good fit

Great online banking service , easy to use app and very straightforward. Reviewed on: 28th March 2022

Best credit card

Very quick and smooth application procedure. Reviewed on: 28th March 2022

Helping me towards my excellent credit goals, thank you.

Since being accepted for my credit card my credit score is moving on up in the right direction. Zopa make it extremely easy to manage my payments and keep me updated on my eligibility. Absolutely great!! Reviewed on: 28th March 2022

Great company !!

Simple and easy to use, great app all quick and easy to make payments Reviewed on: 28th March 2022

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