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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Great

4
Great customer service . Very happy with the way the help u Reviewed on: 26th January 2022
Denise Magee's avatar
Denise Magee

Excellent

5
Excellent Zopa is very good I recommend to my family and friends as well Reviewed on: 26th January 2022
Hadi's avatar
Hadi

Zopa Credit card

5
The process of getting the card was straight forward and using the app on my phone has helped me keep track of my spending. I get notifications each time money leaves my card. Reviewed on: 26th January 2022
VERONICA NWAMU's avatar
VERONICA NWAMU

Excellent

5
Excellent service and easy to use app, no issues since joining Reviewed on: 26th January 2022
Richard's avatar
Richard

Excellent for credit building

5
Have no a single complain about this company, if you manage well they increase your limit quick and best thing your credit improves quick. Reviewed on: 26th January 2022
Stefano's avatar
Stefano

Very helpful

5
Zopa are very helpful and understanding. I Paid my bill on time and they increased my limit after 4 months Reviewed on: 26th January 2022
Bharat patel's avatar
Bharat patel

Excellent service

5
Such an easy application and the app makes everything so easy to work with Reviewed on: 26th January 2022
Sue Dakin's avatar
Sue Dakin

Excellent service

5
Can’t fault my experience with t these guys so far very professional Reviewed on: 26th January 2022
Ruth's avatar
Ruth

Brilliant

5
Very good bank very helpful and friendly service and the people r always been very helpful so it's the bank to bank with Reviewed on: 26th January 2022
Martin cahoon's avatar
Martin cahoon

Amazing

5
Great information provided before and after opening the account, allways informed about anything even the smallest modification, easy app to use, quick response from them when you purchase something or you pay they acnowlege it within second's, always send the statemnet and pay amount way before they due date so you can have time to pay. Briliant. Keep up the good work guys. Tumbs up. Reviewed on: 26th January 2022
Bogdan Boldea's avatar
Bogdan Boldea

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