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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent Service

Great, easy to use. Quick and easy to use the App. Forget the rest just go to the best. Reviewed on: 28th March 2022

Makes life easier!

Easy to set up and easy to use. Good low amount credit card for general use! Reviewed on: 28th March 2022

Good service

Opened this account couple of months ago and from applying to receiving card everything went smoothly Reviewed on: 28th March 2022

A***

Very happy easy to deal with no nonsense. Reviewed on: 28th March 2022

Amazing

Quick and easy fantastic service!! Reviewed on: 28th March 2022

Really good for payment of goods and get notified when purchasing

Excellent service from the app never had to call customer service Reviewed on: 28th March 2022

Helpful and understanding

A bank that listens and understands the needs of the customer Reviewed on: 28th March 2022

Great company

Had an issue and it was dealt with in a quickly manner, plus when you put money into the card it clears straight away Reviewed on: 28th March 2022

Good fit

Great online banking service , easy to use app and very straightforward. Reviewed on: 28th March 2022

Best credit card

Very quick and smooth application procedure. Reviewed on: 28th March 2022

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