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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Best credit card on the market

Hastle free credit card to have never had to contact customer services runs on its own with absolutely no issues whatsoever, regular credit increases as well ,if you want them that is Reviewed on: 26th January 2022

Great card

Helpful kind staff when I have a problem nothing is to much trouble Reviewed on: 26th January 2022

Zupla

Great card . Worth getting one highly recommended it. Reviewed on: 26th January 2022

Simple

Very easy to use I have no experience online but the app is very simple to use Reviewed on: 26th January 2022

Great company

Zopa is a very customer focused company. They are always happy to help. Their app is very easy to understand and work with Reviewed on: 26th January 2022

Easy to sign up to and easy t use, lots of information and assistance

They provide a good efficient service. It is easy to sign up to and the customer services continues once you are signed up and have your card Reviewed on: 26th January 2022

Tim oshea

Great cc, I got to b honest it's easy to use all feature which allow u to view your pin freeze your account, order new car etc etc, all on the app. Most impressive thing I like about this cc is, when u pay money back into your balance it is I instantly theee to use. I would most deffinatly recommend this cc to my friends and family. In fact I already have. Get it or miss out. Reviewed on: 26th January 2022

Excellent service

My time with Zopa has not been a waste of time excellent service Reviewed on: 26th January 2022

Easy & efficient

Easy to use & when you make a payment towards your balance it’s goes through immediately which is very efficient Reviewed on: 26th January 2022

Zopa credit card

Easy process very easy to manage Reviewed on: 26th January 2022

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