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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great rates, functional app and borrowing power info

Zopa offers great rates even for those without a good credit rating. The app is user friendly and it’s easy to see where my account is up to, I can see my eligibility for further products and my borrowing power score. I would highly recommend Zopa for their ease of application, account management and customer service! Reviewed on: 26th January 2022

Awesome

Very good customer service and very friendly Reviewed on: 26th January 2022

Very dependable

Find everything easy when I started using Zopa.it has been really helpful for myself and my family. Reviewed on: 26th January 2022

one of the best

my strength is zopa helps me a lot Reviewed on: 26th January 2022

Best Credit Card

Zopa do everything it says it will do and advertises. Brilliant customer experience Reviewed on: 26th January 2022

Quick and esay

No hassle and easy to apply. I only had to wait two days for my card come to through. The app is really good to keep an eye on what your spending. Reviewed on: 26th January 2022

very helpful

good card, statements and app all easy to use and understand company communicates well Reviewed on: 26th January 2022

I recommend, I am very pleased

low monthly percentage, this injection of cash helped me a lot Reviewed on: 26th January 2022

Very easy to use and good customer service

Good customer service and always willing to help Reviewed on: 26th January 2022

Transparent credit

Great communication and easy to read tens & condition. Text updates and payment dates. Reviewed on: 26th January 2022

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