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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card provider

I found Zopa so easy to apply for; the portal is extremely well laid out and the speed of operation is excellent. Queries are taken care of by a superb Q&A all in all excellent. Reviewed on: 28th March 2022

Zopa review

Great company, great app, easy to use and would definitely recommend. Reviewed on: 28th March 2022

Amazing

Brilliant straightforward process Reviewed on: 28th March 2022

Very helpful,

I have been with zopa for a while now and can honestly say that they keep me as a customer in the loop at all times and let me know if i am spending more than normal and when my payments are due . Always seem fair . Reviewed on: 28th March 2022

Excellent service

Excellent service & friendly staff Reviewed on: 28th March 2022

Brilliant service, never had an issue with Zopa. Recommend to a few family and friends

I’ve had my credit card I think a year. And I love it. Best credit card I have even herd of. Absolutely fantastic service. Reviewed on: 28th March 2022

Great card helping me build credit

Got this card to help build credit it has been spot on Reviewed on: 28th March 2022

Help with managing credit

Love being able to set a borrow limit and always have a little left over, good communication regarding repayment reminders Reviewed on: 28th March 2022

Easy money

Easy to apply easy credit limit also very easy to use App Reviewed on: 28th March 2022

Amazing review

I found the app very simple to use,excellent costume service, I would definitely recommend friends and family and the Apr is relatively reasonable. Reviewed on: 28th March 2022

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