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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Love it

Simple Straightforward and easy to use ... Reviewed on: 26th January 2022

Zopa are simply awesome

Zopa are very helpful, considerate and one of the cheapest lenders on the market. I simply cannot fault their service. Reviewed on: 26th January 2022

Great

Very good l no issues whatsoever. Better than most Reviewed on: 26th January 2022

Credit how it should be

This is what the future of credit cards should be, great to use app, live notifications and payments into account, loads of perks too 5* Reviewed on: 26th January 2022

Responsible lender

This company doesn't attempt to promote lending above your financial status. There is no increase without confirmation that you would be able to afford paying. Also there website and app is so straightforward and you can easily keep control of spending and all transactions. Thus ensuring no unauthorised use or payment. Reviewed on: 26th January 2022

Only card that I was allowed

Great company fair enough to give me credit when others wouldn't big thumbs up can't fault them so far Reviewed on: 26th January 2022

Amazing bank

Good and reliable bank.low interest rates and helpful customer service. Reviewed on: 26th January 2022

Johnhunt

Fit my needs very good did for me what i wanted it to do very satisfied. Reviewed on: 26th January 2022

Very happy

Just good service and very happy Reviewed on: 26th January 2022

Amazing!

I was just coming out of my iva and I really needed something to keep me going and build up my credit again and they have been fantastic Low monthly payments and Brill app Highly recommend Reviewed on: 26th January 2022

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