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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent service , quick and easy to use

really good little card , have had no issues great and easy to pay all online . Reviewed on: 28th March 2022

Great company and services

Have had nothing but good service from application through to receiving card , useful email reminders when payment is due , the app is so easy to use Reviewed on: 28th March 2022

Great credit card provider

I found Zopa so easy to apply for; the portal is extremely well laid out and the speed of operation is excellent. Queries are taken care of by a superb Q&A all in all excellent. Reviewed on: 28th March 2022

Zopa review

Great company, great app, easy to use and would definitely recommend. Reviewed on: 28th March 2022

Amazing

Brilliant straightforward process Reviewed on: 28th March 2022

Very helpful,

I have been with zopa for a while now and can honestly say that they keep me as a customer in the loop at all times and let me know if i am spending more than normal and when my payments are due . Always seem fair . Reviewed on: 28th March 2022

Excellent service

Excellent service & friendly staff Reviewed on: 28th March 2022

Brilliant service, never had an issue with Zopa. Recommend to a few family and friends

I’ve had my credit card I think a year. And I love it. Best credit card I have even herd of. Absolutely fantastic service. Reviewed on: 28th March 2022

Great card helping me build credit

Got this card to help build credit it has been spot on Reviewed on: 28th March 2022

Help with managing credit

Love being able to set a borrow limit and always have a little left over, good communication regarding repayment reminders Reviewed on: 28th March 2022

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