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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

Very good Very good rates Very affordable Reviewed on: 28th March 2022

Excellent card

Online site and card is do easy to use. I would recommend to anybody Reviewed on: 28th March 2022

Gareth allsopp

Great costumer service. Very helpful Easy to get things done Quick service Reviewed on: 28th March 2022

Excellent!!

The customer experience is excellent. The app is very easy to use and they actually listen to any concerns. Reviewed on: 28th March 2022

Simple, quick and easy

I have always been nervous about credit cards and loans but Zopa made it easy to apply. They also have a fully functional app where I can see everything I would need. Great communication and of course the ability to use virtually as well as with a physical card. 10/10 from me ⭐️ Reviewed on: 28th March 2022

Simply the best

Very professional helpful and understand and simple to work with Reviewed on: 28th March 2022

life made easy

Great Customer service, all ways helpful Reviewed on: 28th March 2022

Great all round

Great rates weather it's using my credit card and some of the best rates saving beats all banks hand down. Reviewed on: 28th March 2022

Excellent service , quick and easy to use

really good little card , have had no issues great and easy to pay all online . Reviewed on: 28th March 2022

Great company and services

Have had nothing but good service from application through to receiving card , useful email reminders when payment is due , the app is so easy to use Reviewed on: 28th March 2022

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