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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Good review

I got good service and are very helpful Reviewed on: 26th January 2022

Excellent service

I took out a zopa credit card to build my credit rating . Its been fantastic Reviewed on: 26th January 2022

Best credit card

Quick and easy application process. Reviewed on: 26th January 2022

Easy to use and great service

Never had a problem and the app is really easy to use Reviewed on: 26th January 2022

Responsible lender

Zopa is a very responsible lender. You are always kept up to date with your transactions, spend, balance and payment dates. I find the App brilliant and I always know where I am with Zopa. They will not extend you extra credit until you can financially afford it which helps reduce the temptation to overspend and get into bad debt. Reviewed on: 26th January 2022

Zopa rules

They are bloody excellent. Incredible bunch of people. Boomshanka Reviewed on: 26th January 2022

Very easy to use service

the app is well built and makes life easy to manage my account and finances Reviewed on: 26th January 2022

Great service

Easy to set up, great app. Email reminders so you never forget Reviewed on: 26th January 2022

Great company to deal with

Easy to apply. Everything came through quickly. No problems at all with them. Reviewed on: 26th January 2022

Easy to use App.

Love the ease of the app. Really helps me to keep on top of what i am spending. Reviewed on: 26th January 2022

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