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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great service

5
It’s more than a credit card. The mobile app is very helpful and useful. Well done Zopa!! 10/10 Reviewed on: 28th March 2022
Andy Buxton's avatar
Andy Buxton

Hassle free

5
I have no hassle , all done via the app , secure easy and trustworthy Reviewed on: 28th March 2022
Ali 's avatar
Ali

So easy and user friendly

5
I’ve never had as much correspondence with a credit card provider or bank before. They tell me all the great new ideas they have as well as keeping me up date with everything going on with my credit card product. The app is the easiest I’ve seen and they been so helpful when I’ve ever needed something. Reviewed on: 28th March 2022
Tim sanders's avatar
Tim sanders

Very friendly and helpful

5
Thank you for money Company very friendly and helpful Thank you for that Reviewed on: 28th March 2022
Irina Lasenberga's avatar
Irina Lasenberga

mr so far so good

5
Lets wait couple of months before another review. Reviewed on: 28th March 2022
Mohammed Rahman's avatar
Mohammed Rahman

Easy understanding excellent

5
Very easy application great service Reviewed on: 28th March 2022
April 's avatar
April

Zopa perfect

5
I have had credit cards in the past I find this zopa card and the app easy to use gives you deals you may be interested in notifications on you spending basically keeps you up to date on everything, everything you need with a click of a button great Reviewed on: 28th March 2022
Michelle 3's avatar
Michelle 3

Supreme Zopa

5
Brilliant company, Easy online app to manage, great service, Can’t fault them at all Reviewed on: 28th March 2022
James's avatar
James

Excellent Service

5
Great app very efficient and good service Reviewed on: 28th March 2022
Selina's avatar
Selina

Best Credit Ever

5
They are the best , very helpful Reviewed on: 28th March 2022
Andreea's avatar
Andreea

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