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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No problems, ever!

I've had my card just over a year and their great. No problems, ever! Reviewed on: 28th March 2022

Zopa

Really enjoying the app and since using my credit score has improved Reviewed on: 28th March 2022

Great APR

Great service and APR 5* service Reviewed on: 28th March 2022

Easy Access

Easy to access - App is really user friendly and instant updates on repayments. Low Interest rate. Reviewed on: 28th March 2022

Bigger than I expected

Easy to work app and very simplistic Reviewed on: 28th March 2022

Faboulous

Never had an issue, always put the customer first. Issues have always been dealt with in a timely manner.. understanding I'm regards to the customers financial situation. Always listen Reviewed on: 28th March 2022

Highly recommended

Highly recommended very easy to use portal and Reviewed on: 28th March 2022

A great card to have.

I have had my card for some time now and I am very pleased with it, and as long as you use it responsibly you will be able to accept any credit limits they offer you, so all in all its a good card to have on your purse or wallet. Reviewed on: 28th March 2022

So far so good

New to zopa but so far been really good. Enjoy features of the app too. Reviewed on: 28th March 2022

Great product

Really easy to use . App works perfectly and I can see my eligibility for new products Reviewed on: 28th March 2022

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