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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

easy,helpfull,understanding.

very easy to apply, they never judge their customers and go above and beyond to help. Reviewed on: 26th January 2022

ZopaDopa

Fab company Zopa one of the best around I hav used absolutely no doubt. Very fair sorted me out gud rates no problems at all. Reviewed on: 26th January 2022

Good service

Never had a problem with them think it’s great Reviewed on: 26th January 2022

Great and easy to use app

Great and easy to use App. Where I can access all statements with ease and request my pin if I forget it. Reviewed on: 26th January 2022

Very happy

Very easy to use card and staff are brill on the phone to help Reviewed on: 26th January 2022

Awesome!

Easy to use app. Everything is efficient & effective. Reviewed on: 26th January 2022

Because you always give people a chance to improve their check

Hi am very happy with my service that I received Reviewed on: 26th January 2022

Excellent

I am thankful to you zopa i am very excited Reviewed on: 26th January 2022

Excellent Credit Card Service!!

I got a Zopa credit card after years of bad credit, and having to get an IVA. After paying this off I thought it would be ages until I could get a small balance credit card but Zopa approved me and they’ve been nothing short of wonderful! The app is great, it’s made it easy for me to manage and pay my monthly statement. I think the fees are fair for my credit score and they also help you with tips on how to improve your score further! My credit rating is improving now every month. Thank you Zopa!!! Reviewed on: 26th January 2022

Credit card

Great card good interest rates all ways keeping in touch and the app is excellent as well Reviewed on: 26th January 2022

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