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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use

Good credit limit, easy to use, low rates Reviewed on: 28th March 2022

BEST LOAN CHOICE

BEST LOAN COMPANY OUT THERE.5 MINUTES LOAN APPLICATION FOR £5000. MONEY WAS IN BANK ACCOUNT IN 5 MINUTES. 5 STAR ZOPA! Reviewed on: 28th March 2022

GREAT APP

Zopa App is so easy to use. I can do everything on it, even check my pin number when I forget it , which is often !!!!! Reviewed on: 28th March 2022

Great experience

A very straight forward and uncomplicated experience. Reviewed on: 28th March 2022

Great service and love the look of the card

My experience with customer service was spot on, I love the way the card looks the app is easy to navigate Reviewed on: 28th March 2022

Friendly efficient simple service

Friendly efficient simple service Reviewed on: 28th March 2022

Nothing much to say

I've had the card for a few months, and despite my credit rating improving, there has been no reflection of this in my credit allowance. Reviewed on: 28th March 2022

Sick lad

Proper heavy yeno lad come hesky Reviewed on: 28th March 2022

Excellent

Great bank with a great app, easy to use and keeps you in the know . Great and friendly staff thanks zopa. Reviewed on: 28th March 2022

Great!!

Finding this app super supportive and really Helping build my credit back Reviewed on: 28th March 2022

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