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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant when you need that little extra

Quick and easy to set up and keep a check on your spending. Reviewed on: 26th January 2022

Highly recommended

Excellent, very easy to use the app Reviewed on: 26th January 2022

Simply the best !!

Fantastic card service. &. Great website. Reviewed on: 26th January 2022

Fab

Easy app good customer service feel valued as a customer Reviewed on: 26th January 2022

Best card for bad credit

Excellent service and its straightforward and efficient Reviewed on: 26th January 2022

Excellent value

Everything is so easy to use. The app is great and it’s so easy to make repayments. Reviewed on: 26th January 2022

Perfect card

It’s better than any credit Just Zopa card Reviewed on: 26th January 2022

Credit card

There a fair company to deal with and very understanding when times are tough financially Reviewed on: 26th January 2022

What more could you want from a Credit Card

Excellent sign up process, no fuss. No hassle. Straightforward to manage day to day. An app that actually works in pretty much real-time. Notifications instantly per transaction. Really, what more could you want from a credit card company. Reviewed on: 26th January 2022

Great bank

Its a great bank easy to get ti help build credit score and when payments are made instantly credited on the card amazing Reviewed on: 26th January 2022

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