Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (41972)

Fast and friendly

5
Fast and reliable, app is billent and all arou d easy processes Reviewed on: 26th January 2022
Richard springer's avatar
Richard springer

Excellent service

5
Highly recommended very good service Reviewed on: 26th January 2022
adambagg@hotmail.co.uk's avatar
[email protected]

Great company and trustworthy

5
Very happy with Zopa Great customer service Reviewed on: 26th January 2022
Les Jones 's avatar
Les Jones

Here to Help

5
Always great customer service, good product, it’s how it’s supposed to be. Reviewed on: 26th January 2022
Brad Gardner's avatar
Brad Gardner

Brilliant

5
So easy to use great app very clear to use no worries Reviewed on: 26th January 2022
Peter Murrell's avatar
Peter Murrell

Efficient

5
Very good and efficient helps at times like Christmas etc reminders are good Reviewed on: 26th January 2022
Abbie davidson's avatar
Abbie davidson

Awesome Credit transaction

5
Its amazing credit card which i used in my life… Reviewed on: 26th January 2022
Anoop's avatar
Anoop

Excellent service

5
Really good company, I’ve had no issues at all and would recommed 100% Reviewed on: 26th January 2022
Daniel Anton's avatar
Daniel Anton

Excellent service

5
Excellent service easy to use Handy for people like me with low credit score Reviewed on: 26th January 2022
Lynn's avatar
Lynn

Great card and easy to use app

5
The app is so easy to use and has all the information easy to find. Great card and great service. Reviewed on: 26th January 2022
Suzanne's avatar
Suzanne

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5803 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill