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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent App and customer service great.

I lost my card, Zopa were very supportive and quick to action and get out a new card to me. Reviewed on: 28th March 2022

Transactions gets updated so quickly in the app unlike other cards

Have 3 credit cards but Zopa is the best one i have, the main reason is their App. On other apps you payback your balance and it takes 2 3 days for balance to reflect but with Zopa it's matter of seconds. Reviewed on: 28th March 2022

Easy to use

Easy to use and can see things instantly Reviewed on: 28th March 2022

Zopa Card

I have had positive relationship with zopa, my monthly repayments are affordable and they provide excellent customer service Reviewed on: 28th March 2022

Excellent

Very easy and helpful to use the card, thank you Reviewed on: 28th March 2022

Amazing company

I love my zopa card it's helped me build a better credit score and customer service is excellent Reviewed on: 28th March 2022

Excellent service

Fully recommend this company, 100% customer satisfaction from start to finish. Thank you Reviewed on: 28th March 2022

Fantastic

Brilliant experience for someone who has had bad experience with credit cards Reviewed on: 28th March 2022

The best

Zopa is amazing, gives a chance to help people boost they're credit rating, and customer service is excellent Reviewed on: 28th March 2022

Just excellent service

They really understand what it was helping me with and to manage it Reviewed on: 28th March 2022

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