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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Perfect

Perfect product and excellent service Reviewed on: 26th January 2022

Excellent

Nothing but good things with this company great service and no hassle Reviewed on: 26th January 2022

Very good customer service and quick response to enquiries

I have been with Zopa and had good experiences Reviewed on: 26th January 2022

Zopa is a fantastic credit card

Zopa has been a fantastic credit card supplier, its easy to use, the app is fantastic to use as well Reviewed on: 26th January 2022

Giving people a chance

Giving people a chance to give there credit score a better chance of getting credit I am grateful thank you Reviewed on: 26th January 2022

Excellent service

I have had no problems with Zopa and would recommend them to anyone who is looking for a credit card Reviewed on: 26th January 2022

Fantastic provider

Keeps me up to date with my payments and really friendly Reviewed on: 26th January 2022

Excellent customer service and user friendly mobile app.

Very impressed with the promptness and professional attitude the team at Zopla display. The mobile app is very user friendly, clear and precise in its information displayed. Was not my first choice in providers but am happy I am one of Zoplas customers. Reviewed on: 26th January 2022

Brilliant card and the way it works

I have never had any problems with this company plus rates are spot on !! Reviewed on: 26th January 2022

Easy and simple to use company

Applying for a card was simple, using it has been great and customer service is superb when needed Reviewed on: 26th January 2022

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