Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very Happy

Quick and easy application. Been with them for a few months now and kept upto date when i use the card and when payments are due. Reviewed on: 28th March 2022

Zopa great for credit building

Very easy to apply. Easy to understand monthly statements and easy to use app Reviewed on: 28th March 2022

Excellent App and customer service great.

I lost my card, Zopa were very supportive and quick to action and get out a new card to me. Reviewed on: 28th March 2022

Transactions gets updated so quickly in the app unlike other cards

Have 3 credit cards but Zopa is the best one i have, the main reason is their App. On other apps you payback your balance and it takes 2 3 days for balance to reflect but with Zopa it's matter of seconds. Reviewed on: 28th March 2022

Easy to use

Easy to use and can see things instantly Reviewed on: 28th March 2022

Zopa Card

I have had positive relationship with zopa, my monthly repayments are affordable and they provide excellent customer service Reviewed on: 28th March 2022

Excellent

Very easy and helpful to use the card, thank you Reviewed on: 28th March 2022

Amazing company

I love my zopa card it's helped me build a better credit score and customer service is excellent Reviewed on: 28th March 2022

Excellent service

Fully recommend this company, 100% customer satisfaction from start to finish. Thank you Reviewed on: 28th March 2022

Fantastic

Brilliant experience for someone who has had bad experience with credit cards Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 4.13 from 268 reviews
Chrome Card
from Vanquis 4.10 from 8 reviews
Credit card
from Chase Bank 4.94 from 379 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub