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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best credit card company

Help you if you fall Upon hard times Reviewed on: 28th March 2022

Outstanding services all round

Best services ever! From account opening to completion flawlessly. The app is user friendly too! Reviewed on: 28th March 2022

A company that keeps you informed

Being a Zopa customer has helped me to build my credit score over the past 2 years. With Zopa I no that I'm in control of my finances because they keep in touch and advise me when things need to be attended to. Thank you ZOPA Reviewed on: 28th March 2022

Awrsome

Always spot on with the service I have received. Reviewed on: 28th March 2022

Great app great services

Super quick super reliable and just a pleasure to use Reviewed on: 28th March 2022

Credit card

You gave me a credit card when I needed it most Reviewed on: 28th March 2022

The best

Easy to apply, easy app. Great customer care. Reviewed on: 28th March 2022

10/10 customer service

Zopa is such an easy company to deal with, nothing is ever too much of a hassle, if I phone for help with something they are always happy to go over and above to ensure your query is resolved in a timely manner. Nothing is ever too much, wish more companies were this easy. 10/10 Reviewed on: 28th March 2022

Very Happy

Quick and easy application. Been with them for a few months now and kept upto date when i use the card and when payments are due. Reviewed on: 28th March 2022

Zopa great for credit building

Very easy to apply. Easy to understand monthly statements and easy to use app Reviewed on: 28th March 2022

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