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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Good when you need

5
Happy with service with borrowing Reviewed on: 28th March 2022
Farooqizafar's avatar
Farooqizafar

Fab company

5
Absolutely amazing company, quick and simple process Reviewed on: 28th March 2022
Lisa Betts 's avatar
Lisa Betts

Best credit card company

5
Help you if you fall Upon hard times Reviewed on: 28th March 2022
jordan_mcandrew@hotmail.co.uk's avatar
[email protected]

Outstanding services all round

5
Best services ever! From account opening to completion flawlessly. The app is user friendly too! Reviewed on: 28th March 2022
Misheck Mupachike's avatar
Misheck Mupachike

A company that keeps you informed

5
Being a Zopa customer has helped me to build my credit score over the past 2 years. With Zopa I no that I'm in control of my finances because they keep in touch and advise me when things need to be attended to. Thank you ZOPA Reviewed on: 28th March 2022
John 's avatar
John

Awrsome

5
Always spot on with the service I have received. Reviewed on: 28th March 2022
Irfan's avatar
Irfan

Great app great services

5
Super quick super reliable and just a pleasure to use Reviewed on: 28th March 2022
Tank Kinney's avatar
Tank Kinney

Credit card

5
You gave me a credit card when I needed it most Reviewed on: 28th March 2022
Viktor's avatar
Viktor

The best

5
Easy to apply, easy app. Great customer care. Reviewed on: 28th March 2022
Ewan Lindsay's avatar
Ewan Lindsay

10/10 customer service

5
Zopa is such an easy company to deal with, nothing is ever too much of a hassle, if I phone for help with something they are always happy to go over and above to ensure your query is resolved in a timely manner. Nothing is ever too much, wish more companies were this easy. 10/10 Reviewed on: 28th March 2022
Kari-Anne Todd's avatar
Kari-Anne Todd

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