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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Simple efficent easy to use thats zopa

This card and app is simple easy to use all on the app as well just a way of life with zopa highly reccommeded Reviewed on: 26th January 2022

Its a great card to have I like the way it texts u to show u what u spending

Its was fast and easy to get and to set up Reviewed on: 26th January 2022

Excellent service

Love Zopa, keeps you updated on what you spend, how much you have, would definitely recommend Reviewed on: 26th January 2022

Most modern Credit Card

So easy to use and in this day and age everything needs to be fast and zopa does not let you down. Payments and transfers are simple and almost instant which is what makes it really stand out. Reviewed on: 26th January 2022

Easy to understand and user friendly

No trouble at all to use or to understand. Reviewed on: 26th January 2022

A class service

Zopa is convenient to use the app is super easy and helpful Reviewed on: 26th January 2022

Excellent value

Brilliant can't complain about anything Reviewed on: 26th January 2022

Top card company

No fuss easy to follow well-informed company. They treat me like a real customer. I could not be happier. I am always in control. The security is great too. Keep up the great work. Reviewed on: 26th January 2022

Great service, easy app

Easy to use app gives you all the information you need. Payment notifications sent in advance to give you plenty of time, a great all round service. Reviewed on: 26th January 2022

Safe part some money

Safe some money for some difficult time. Safe and secure the money Reviewed on: 26th January 2022

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