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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Easy to use ,very good,best experience Reviewed on: 28th March 2022

Always been good for me

On hand when needed quick to reply Reviewed on: 28th March 2022

To be fair not bad

To be fair not bad, the app great but credit limits low from other credit card providers the review more often. Reviewed on: 28th March 2022

Simplicity in a nutshell

Simple. no hidden extras. Easy to use & very clear statements Reviewed on: 28th March 2022

Brilliant credit card

Zooa a great credit card, with excellent service and an extremely easy to use app Reviewed on: 28th March 2022

Excellent service

Everything about Zops has been first class Reviewed on: 28th March 2022

Amazing!

Always been very helpful with my needs :) would highly recommend Reviewed on: 28th March 2022

Great service

Wonderful service provided all round. Reviewed on: 28th March 2022

Good when you need

Happy with service with borrowing Reviewed on: 28th March 2022

Fab company

Absolutely amazing company, quick and simple process Reviewed on: 28th March 2022

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