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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Seamless

I’ve been a customer for several months and from application to managing the account the process is seamless! Thank you Reviewed on: 28th March 2022

Would recommend

Very simple sign up and fast delivery of card, great app and very easy to use, customer service better than most Reviewed on: 28th March 2022

Great

Easy to use ,very good,best experience Reviewed on: 28th March 2022

Always been good for me

On hand when needed quick to reply Reviewed on: 28th March 2022

To be fair not bad

To be fair not bad, the app great but credit limits low from other credit card providers the review more often. Reviewed on: 28th March 2022

Simplicity in a nutshell

Simple. no hidden extras. Easy to use & very clear statements Reviewed on: 28th March 2022

Brilliant credit card

Zooa a great credit card, with excellent service and an extremely easy to use app Reviewed on: 28th March 2022

Excellent service

Everything about Zops has been first class Reviewed on: 28th March 2022

Amazing!

Always been very helpful with my needs :) would highly recommend Reviewed on: 28th March 2022

Great service

Wonderful service provided all round. Reviewed on: 28th March 2022

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