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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Fairness all round

5
Tailored to your needs and circumstances every time Reviewed on: 28th March 2022
Calum's avatar
Calum

Brilliant service an extremely customer focused credit card company.

5
Quick application n a no fuss service. Reviewed on: 28th March 2022
Sam Caldecott's avatar
Sam Caldecott

Service

5
Second to none service and an impeccable responsibility shown towards how zopa lend money to its consumers. Reviewed on: 28th March 2022
Jack Heath's avatar
Jack Heath

Fantastic

5
Fantastic and so easy best thing I’ve done in a long time Reviewed on: 28th March 2022
Jason Thacker's avatar
Jason Thacker

Fantastic

5
So helpful very polite the app is easy to use and they're allways there to help especially when i really needed it Reviewed on: 28th March 2022
Matttreweeks@gmail.com 's avatar
[email protected]

Great card

5
I had a great experience applying for a zopa credit card & the app is so easy to use & understand Reviewed on: 28th March 2022
Tricia's avatar
Tricia

Very well

5
I have an very good experience with you,I recommend Reviewed on: 28th March 2022
Raluca Marila's avatar
Raluca Marila

Brilliant

5
This credit card is easy yo use and keep an eye on your spending Reviewed on: 28th March 2022
Liz Cresswell's avatar
Liz Cresswell

Seamless

5
I’ve been a customer for several months and from application to managing the account the process is seamless! Thank you Reviewed on: 28th March 2022
Jason's avatar
Jason

Would recommend

5
Very simple sign up and fast delivery of card, great app and very easy to use, customer service better than most Reviewed on: 28th March 2022
Lloyd Eaton's avatar
Lloyd Eaton

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