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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best bank I've ever used

Wouldn't change nothing excellent bank Reviewed on: 28th March 2022

It's such an easy card/app to use

I love the fact that it let's you know immediately what you have spent and where. Reviewed on: 28th March 2022

Really good credit card

It's a really good credit card I use it for fuel the only downfall is that its not recognised at tesco pumps I have to pay at the kiosk Reviewed on: 28th March 2022

Great banking

Great customer experience Great app Easy to use Reviewed on: 28th March 2022

Very good credit card provider

I would highly recommend Zopa credit card to people. Reviewed on: 28th March 2022

Amazing, reliable, happy with the service

Zopa have been outstanding. Great service very efficient, very easy to set up a credit card with themselves and they were quick to get the card to me. Very helpful and a credit card company you can rely on. Fantastic company Reviewed on: 28th March 2022

Simple and easy banking

Straight forward banking with user friendly app Reviewed on: 28th March 2022

Mijnur Rahman

Best bank ever easy to use understand Reviewed on: 28th March 2022

Amazing

Quick and easy to apply. App is great. When I make payments it goes through instantly. Love it Reviewed on: 28th March 2022

Amazing program

The app is very easy to operate also the freeze and on freezing feature is awesome Reviewed on: 28th March 2022

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