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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

The best

from my point of view, it is the best credit card, I would never give up this card. I recommend. Reviewed on: 26th January 2022

S.Shaker

Very very good bank and great service Reviewed on: 26th January 2022

Excellent

Such a great card and app really easy to use and when you pay money off it comes straight of your balance highly recommend. Reviewed on: 26th January 2022

Very likely to recomend my lovely zopa

My zopa is very nice friendly and they look after me Reviewed on: 26th January 2022

Very good

All very easy to understand and use Reviewed on: 26th January 2022

Great customer service and excellent baking app.

Great customer service and excellent baking app and easy to use. Reviewed on: 26th January 2022

Lovely jobly

Great customer service and prompt attention to detail eg payments balance etc. Could do better with raising credit limit quicker though Reviewed on: 26th January 2022

Very happy

I have enjoyed my time with zopa. They have a great app which helps you keep in top of your spending, payments etc Reviewed on: 26th January 2022

Credit to the crunch

A good credit card to use, easy app good interest rates and easy to pay back also has great resources Reviewed on: 26th January 2022

Easy to use

Easiest credit card around to use Reviewed on: 26th January 2022

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