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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

I would definitely recommend zopa

They have always been very helpful , useful and quick to use , very easy to use as well Reviewed on: 28th March 2022

Excellent

Excellent service and product would recommend this credit card to my family and friends. Reviewed on: 28th March 2022

Best bank I've ever used

Wouldn't change nothing excellent bank Reviewed on: 28th March 2022

It's such an easy card/app to use

I love the fact that it let's you know immediately what you have spent and where. Reviewed on: 28th March 2022

Really good credit card

It's a really good credit card I use it for fuel the only downfall is that its not recognised at tesco pumps I have to pay at the kiosk Reviewed on: 28th March 2022

Great banking

Great customer experience Great app Easy to use Reviewed on: 28th March 2022

Very good credit card provider

I would highly recommend Zopa credit card to people. Reviewed on: 28th March 2022

Amazing, reliable, happy with the service

Zopa have been outstanding. Great service very efficient, very easy to set up a credit card with themselves and they were quick to get the card to me. Very helpful and a credit card company you can rely on. Fantastic company Reviewed on: 28th March 2022

Simple and easy banking

Straight forward banking with user friendly app Reviewed on: 28th March 2022

Mijnur Rahman

Best bank ever easy to use understand Reviewed on: 28th March 2022

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