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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great service

5
Great card Great benifits and very helpful Reviewed on: 28th March 2022
Robert's avatar
Robert

nice simple process

5
easy from start to finish......... Reviewed on: 28th March 2022
Jodie Dyke's avatar
Jodie Dyke

Best Credit Card

5
I found Zopa as a best credit card company Reviewed on: 28th March 2022
Saqib Akram's avatar
Saqib Akram

Refreshingly speed freindly

4
In a world where time is the biggest commodity we have, and the one we need more of - Relatively new to Zopa but has been hassle free and easy to use thus far but most of all everything is nice and quick, simple and mirrors my good self! Reviewed on: 28th March 2022
KM's avatar
KM

Good and easy to use

5
Brilliant company, easy too use and payment terms amazing Reviewed on: 28th March 2022
Robert Donnelly 123456's avatar
Robert Donnelly 123456

Great customer services.

5
Excellent. The few time I’ve called Zopa, the customer service people have been very helpful and understanding. Reviewed on: 28th March 2022
O J B's avatar
O J B

Great service

5
Great service had no problems with them at all Reviewed on: 28th March 2022
Ryan's avatar
Ryan

Easy to use

5
Fast arrival, easy to use and pay off no issues whatsoever with Zopa credit card highly recommend Reviewed on: 28th March 2022
Andreea 's avatar
Andreea

I would definitely recommend zopa

5
They have always been very helpful , useful and quick to use , very easy to use as well Reviewed on: 28th March 2022
Mark Gimson's avatar
Mark Gimson

Excellent

5
Excellent service and product would recommend this credit card to my family and friends. Reviewed on: 28th March 2022
rdawidczuk's avatar
rdawidczuk

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