Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Greatest card of all time

Fantastic customer service The best credit card I have ever had I’m so happy I am with Zopa Reviewed on: 26th January 2022

Great Credit Card Company

Had bad Credit but with help from Zopa I am now getting myself back in the game Great Company Reviewed on: 26th January 2022

Just amazing!

Theure friendly and helpful if you call and they’re fast, they email you regular updates going on if you qualify for their other offers and credit increases. Theure just super! They are my favourite credit company I’ve been with. Highly recommend. Reviewed on: 26th January 2022

Thanks very quick and easy

Very good and easy to use Zopa is a fantastic Company with a really good and efficient service. The staff are very helpful, pleasant Reviewed on: 26th January 2022

Absolutely great

Love this credit card absolutely fab customer service are the best Reviewed on: 26th January 2022

Good company

Very easy to deal with and excellent customer service. Have app and very easy to manage Reviewed on: 26th January 2022

Very user-friendly app

Reason for my amount of stars is because the interest rate is high Reviewed on: 26th January 2022

Easiest setup and use

Easiest set up and use of a credit card No hassle or fuss and great customer service on hand to help when needed. Very responsible lender highly recommended Reviewed on: 26th January 2022

Very good service

Good company helpful keep in touch monthly. Reviewed on: 26th January 2022

Wonderful

A great card and great app Easy to use and keep control of your spending. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.96 from 60 reviews
Credit card
from Zempler Bank 4.88 from 5175 reviews
Credit Card
from Allied Irish Bank - AIB 3.24 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5808 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub