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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (42870 reviews)

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4.94

Based on 42,870 reviews, last reviewed 6th Mar 2026

252700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Love the texts telling me when payments have been ta... Love the texts telling me when payments have been taken and reminders of monthly payment Reviewed on: 6th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42870)

Just brilliant

I love my zopa credit card so easy to use & easy to pay back can not recommend enough Reviewed on: 26th January 2022

Best card ever

This card allow me the flexibility to purchase what ever goods and services I require on a day to day basis. Reviewed on: 26th January 2022

Simple, quick, reliable

Ever since joining I've had no problems with anything, from first applying to monthly use. I have, and would again recommend to anyone. Reviewed on: 26th January 2022

Brilliant

Service straight forward and easy to use. App is fantastic to keep track of spending. Well done zoopa Reviewed on: 26th January 2022

Zopa is a 5* card

Using the Zopa app is so easy and explains everything I need to know about my account. Reviewed on: 26th January 2022

Wonderful company

Wonderful customer service and always willing to assist in times of difficulty Reviewed on: 26th January 2022

Cred card

It is nice bank, good credit and easy access! Reviewed on: 26th January 2022

Great lenders

Very quick and easy to set up, unbelievable rates. Overall cracking service. Reviewed on: 26th January 2022

Outstanding bank ever had

Sense having a zopa account has been an amazing thing they help you find the best deals on the market for your utilities, they lend out loans with the lowest interest, they help you get better credit and much more Reviewed on: 26th January 2022

Great card

Great card good customer service very helpful Reviewed on: 26th January 2022

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