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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Great app. Speedy

5
Excellent app. Very speedy response from the team. Very happy with the service provided Reviewed on: 28th March 2022
MARK RUTHVEN's avatar
MARK RUTHVEN

Always helpful and an easy app to use

5
If I have ever had to contact zopa they have answered my questions satisfactorily and been very helpful Reviewed on: 28th March 2022
Colin's avatar
Colin

Great service

5
Great card Great benifits and very helpful Reviewed on: 28th March 2022
Robert's avatar
Robert

nice simple process

5
easy from start to finish......... Reviewed on: 28th March 2022
Jodie Dyke's avatar
Jodie Dyke

Best Credit Card

5
I found Zopa as a best credit card company Reviewed on: 28th March 2022
Saqib Akram's avatar
Saqib Akram

Refreshingly speed freindly

4
In a world where time is the biggest commodity we have, and the one we need more of - Relatively new to Zopa but has been hassle free and easy to use thus far but most of all everything is nice and quick, simple and mirrors my good self! Reviewed on: 28th March 2022
KM's avatar
KM

Good and easy to use

5
Brilliant company, easy too use and payment terms amazing Reviewed on: 28th March 2022
Robert Donnelly 123456's avatar
Robert Donnelly 123456

Great customer services.

5
Excellent. The few time I’ve called Zopa, the customer service people have been very helpful and understanding. Reviewed on: 28th March 2022
O J B's avatar
O J B

Great service

5
Great service had no problems with them at all Reviewed on: 28th March 2022
Ryan's avatar
Ryan

Easy to use

5
Fast arrival, easy to use and pay off no issues whatsoever with Zopa credit card highly recommend Reviewed on: 28th March 2022
Andreea 's avatar
Andreea

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