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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

excellent products ans customer services

They offered me money-saving products with very proffesional and outsatnding customer service. Reviewed on: 28th March 2022

Brilliant and reliable

Never had any problems with zopa.. Very helpful and friendly.. Reviewed on: 28th March 2022

Uniquie

Very helpful and unique bank would highly recommend Reviewed on: 28th March 2022

Great service

Amazing service for a new customer. Clear and supportive throughout Reviewed on: 28th March 2022

Excellent card, well managed

Never had a problem, straightforward and clear. Reviewed on: 28th March 2022

Best card ever

The best credit card I've ever had, easy app, fantastic customer service, 10/10, awesome Reviewed on: 28th March 2022

Good service

App is wonderful, almost everything is available on app. Reviewed on: 28th March 2022

Very customer friendly

Explain everything well and always on the end of the phone to help. Reviewed on: 28th March 2022

Great app. Speedy

Excellent app. Very speedy response from the team. Very happy with the service provided Reviewed on: 28th March 2022

Always helpful and an easy app to use

If I have ever had to contact zopa they have answered my questions satisfactorily and been very helpful Reviewed on: 28th March 2022

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