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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42949 reviews)

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4.93

Based on 42,949 reviews, last reviewed 7th Mar 2026

259900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I started with the worst credit rating I started with the worst credit rating and the only credit card to accept me was Zopa. After two month's I got offered a more lending power my ratings... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42949)

Nice

I like the idea , helping me get some more Reviewed on: 26th January 2022

Excellent company

Excellent app, everything is easy if you need help. Reviewed on: 26th January 2022

Very understanding if you have to talk to somebody T&A seem to know what they're talking about Lily Moore

I think they're going in the right direction Reviewed on: 26th January 2022

Good service

All online, no paper bills and reminders when payment due Reviewed on: 26th January 2022

Miss O'Brien

Zopa is a very fair company and im so happy I joined this flexable banking thanks Zopa keep up the great work . Reviewed on: 26th January 2022

Very good

Very reliable and secure bank , helped me when I need support with my finances Reviewed on: 26th January 2022

Awesome Zopa

Easy,Easy, and Easy with the great app it’s super easy to take control of your money and with great offers on other products thrown it it’s just great !!! Reviewed on: 26th January 2022

Simple, secure and efficient

My experience with Zopa has Been very smooth and I couldn’t recommended them anymore Reviewed on: 26th January 2022

Very quick and professional service

As above could no fault it very quick and professionally service. Reviewed on: 26th January 2022

Very straightforward easy-to-use great

100% all grate never had any problems Reviewed on: 26th January 2022

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