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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,960 reviews, last reviewed 7th Mar 2026
261000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great Customer Services I have only ever had 1 small issue with Zopa to do with my password and it was sorted immediately by Customer Services who answered the query happily Reviewed on: 7th March 2026
Joanne 's avatar
Joanne

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (42960)

Great

5
Really easy to get on with and great app Reviewed on: 26th January 2022
Paul brown's avatar
Paul brown

Thank you

5
I cant fault my experience with the company all very helpful Nc not had any problems unlike some others I have used, very happy and would definitely recommend a friend, Reviewed on: 26th January 2022
Laura's avatar
Laura

Zopa the best credit card

5
Easy application, great app, access 24/7 very quickly updated, I am really happy Reviewed on: 26th January 2022
Aga's avatar
Aga

Great Card

5
The card came within a week of being accepted and the app is easy to use and explains about the card. Reviewed on: 26th January 2022
Leslie Dardick's avatar
Leslie Dardick

Magic

5
Great card no problems will recommend to friends Reviewed on: 26th January 2022
Mark's avatar
Mark

Zopa are perfect for setting good credit

5
The app is accessible and easy to set up. Perfect to understand. It’s a great card to have. Thanks Zopa Reviewed on: 26th January 2022
Maxine's avatar
Maxine

Easy to use

5
Easy to use and understand. It’s my first credit card and it’s been a great experience to start with Reviewed on: 26th January 2022
Ibukun Ajanaku's avatar
Ibukun Ajanaku

Zopa is amazing!

5
I love zopa! As it’s so convenient to use. Yes I would definitely recommend to friends/family. x Reviewed on: 26th January 2022
Pra xoxo's avatar
Pra xoxo

People who give you a chance

5
I don't have the best credit score and I did struggle to get accepted by many of the so called big brands then I found ZOPA who accepted me without any fuss I use the card and pay the bills which are easy enough to manage Zopa are a good company and offer a good service . Thank you Reviewed on: 26th January 2022
peter kirby's avatar
peter kirby

Great just great

5
Fantastic easily accepted really great credit limits comfortable limits aswell as repayments the customer care is brilliant and the app is so easy to use all in all a brilliant company Reviewed on: 26th January 2022
Lee Mooney's avatar
Lee Mooney

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