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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa is the best credit card

Marvellous experience, easy to use It really one of the best credit card Reviewed on: 28th March 2022

Great service

The APP is fantastic, the credit limit keeps you from getting into debt. Great service, easy to pay with Direct debit. Would highly recommend.. Reviewed on: 28th March 2022

Zopa

Amazing company, I have used them twice for loans and now have there credit card. Paid one loan of early. Easy to use app. Reviewed on: 28th March 2022

Easy application

The application was very easy and after many cards refused zopa was the one for me Reviewed on: 28th March 2022

Credit card zopa

Very easy to apply for and staff Very helpful Reviewed on: 28th March 2022

Streamlined management of credit card and spending on App

The application process was straightforward and I was kept informed throughout the process. The Yopa app is very customer friendly allowing me to easily manage my credit limit and make payments. I find the reminder notifications are not overwhelming but DO give me prompts at the right time. I have not had any issues which need me to speak to a Yopa Team member so unable to provide feedback on the "human touch". Reviewed on: 28th March 2022

Does what it says on the tin

Allows you to pay more than the agreed amount with no penalty and provides you with a forecast. Pretty decent Reviewed on: 28th March 2022

Best bank

Zopa bank is so easy to deal with for any financial products.I took out a loan and I am very happy with the outstanding service I received.Great customer service. Reviewed on: 28th March 2022

Great card

Easy application and friendly customer services, would recommend Reviewed on: 28th March 2022

Great company

Great company fully recommend to all family and friends Reviewed on: 28th March 2022

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