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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Excellent

5
Ease of application and transparency, good overall experience Reviewed on: 28th March 2022
Ian Ward's avatar
Ian Ward

Brilliant

5
Is very easy to use Zopa card. Thank you Reviewed on: 28th March 2022
Mirela Apostol's avatar
Mirela Apostol

Winner all round

5
Easy application, the Zopa app is easy to use and understand. Great comistomer service Reviewed on: 28th March 2022
Emily farrow's avatar
Emily farrow

Top class credit

5
Zopa is a great creditor, good interest rates, fast responsible lending and overall great customer service Reviewed on: 28th March 2022
Wil.c's avatar
Wil.c

Useful addition to my wallet

5
I've been a customer for almost a year now, a very useful addition to my wallet, just in case an emergency crops up, will continue to use as and when. Reviewed on: 28th March 2022
Andy Blake's avatar
Andy Blake

Review

5
Easy to use service - flexible and understanding Reviewed on: 28th March 2022
haythom34@icloud.com's avatar
[email protected]

Amazing

5
Fantastic support and easy access Reviewed on: 28th March 2022
Jewel's avatar
Jewel

Amazing

5
Fantastic simple to use app and great customer service Reviewed on: 28th March 2022
Lee B's avatar
Lee B

Zopa is the best credit card

4
Marvellous experience, easy to use It really one of the best credit card Reviewed on: 28th March 2022
Rakiyat's avatar
Rakiyat

Great service

5
The APP is fantastic, the credit limit keeps you from getting into debt. Great service, easy to pay with Direct debit. Would highly recommend.. Reviewed on: 28th March 2022
Suzanne Hampson 's avatar
Suzanne Hampson

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