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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,980 reviews, last reviewed 7th Mar 2026
262800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

No issues at all very good customer service and very... No issues at all very good customer service and very reliable Reviewed on: 7th March 2026
Craig c's avatar
Craig c

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42980)

Amazing company

5
Very helpful and amazing to bank with Reviewed on: 26th January 2022
Alfiewood's avatar
Alfiewood

Very easy to set up and use

4
This has been so easy to set up and use within minutes can’t express how easy it was and how pleased I am Reviewed on: 26th January 2022
griffithsjr21@gmail.com's avatar
[email protected]

So quick and easy!

4
Just amazingly quick and simple. No hassle at all and the app makes it so much easier to keep track. Reviewed on: 26th January 2022
Sabrina 's avatar
Sabrina

Happy customer

5
The applying for the card was quick and easy. And I have never had any issues since getting my card and I am kept up to date with regular contact and use of the app is simple Reviewed on: 26th January 2022
Helen 's avatar
Helen

Great

5
With having not great credit this has been great to build up my credit. Great company. Easy repayments and great customer experience. Reviewed on: 26th January 2022
Christine Easthope's avatar
Christine Easthope

Excellent

5
Best card for a new resident . When I applied for the card , I was a bit unsure but when I was approved, I decided to recommend it to everyone Reviewed on: 26th January 2022
michayel07@ymail.com's avatar
[email protected]

Well managed

5
Easy to manage my spending and gives you an option to put aside a reserve for emergencies. Reviewed on: 26th January 2022
Liam's avatar
Liam

So helpful

5
Amazing service and always happy to help with great people Reviewed on: 26th January 2022
Hannah Hodgkiss's avatar
Hannah Hodgkiss

Easy to use

4
App user friendly, card flexi to use with cushion set, hope to have more innovative features as well soon Reviewed on: 26th January 2022
Wing Chun Alexander Chow's avatar
Wing Chun Alexander Chow

Excellent

5
Very easy to use. Good savings account aswell. Reviewed on: 26th January 2022
Tim bale's avatar
Tim bale

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