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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Fantastic

5
Was struggling to find a credit card company who would accept bad credit. Zopa done that and now my credit score is great. Just been accepted for a mortgage as well. Thank you zopa Reviewed on: 28th March 2022
Chris hobson 's avatar
Chris hobson

Top notch banking app

5
Excellent banking app simple to use fair credit Reviewed on: 28th March 2022
Andrew Hume's avatar
Andrew Hume

Excellent

5
Ease of application and transparency, good overall experience Reviewed on: 28th March 2022
Ian Ward's avatar
Ian Ward

Brilliant

5
Is very easy to use Zopa card. Thank you Reviewed on: 28th March 2022
Mirela Apostol's avatar
Mirela Apostol

Winner all round

5
Easy application, the Zopa app is easy to use and understand. Great comistomer service Reviewed on: 28th March 2022
Emily farrow's avatar
Emily farrow

Top class credit

5
Zopa is a great creditor, good interest rates, fast responsible lending and overall great customer service Reviewed on: 28th March 2022
Wil.c's avatar
Wil.c

Useful addition to my wallet

5
I've been a customer for almost a year now, a very useful addition to my wallet, just in case an emergency crops up, will continue to use as and when. Reviewed on: 28th March 2022
Andy Blake's avatar
Andy Blake

Review

5
Easy to use service - flexible and understanding Reviewed on: 28th March 2022
haythom34@icloud.com's avatar
[email protected]

Amazing

5
Fantastic support and easy access Reviewed on: 28th March 2022
Jewel's avatar
Jewel

Amazing

5
Fantastic simple to use app and great customer service Reviewed on: 28th March 2022
Lee B's avatar
Lee B

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