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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43011 reviews)

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4.94

Based on 43,011 reviews, last reviewed 7th Mar 2026

265900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A good experience all round A good experience all round from signing up to credit limits using card online safely and clear and easy repayment methods Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43011)

Best card available!!!!

Zopa was so easy to apply hardly any time waiting for confirmation and they keep you updated almost instantly after any transaction you make first class service would recommend it to anyone family and friends Reviewed on: 26th January 2022

Zopa

Great credit card and easy to use app Reviewed on: 26th January 2022

Zopas decent like

This card has helped me out a good few times in recent times while fighting for my kid, I don't know what I would have done without it Reviewed on: 26th January 2022

Top company

Very good service Trusted by me thank u Reviewed on: 26th January 2022

Simplicity in a complicated world

I can honestly say that I’ve never been happier with Zopa Bank. They have the easiest, simplistic yet informative approach I’ve ever experienced. From the signing up process to card activation, even now with their push notifications and app that’s fool proof, the whole journey so far has been amazing and I have no faults to pick out. Being able to call or have a live chat within seconds on the app is great for the modern world and climate we are currently in. I wish other companies, not just in the banking world could make processes, information and use of their products as smooth and appealing as this! Reviewed on: 26th January 2022

Brilliant account

Brilliant and so easy to use and easy to change payment plans and payment dates. Brilliant. Reviewed on: 26th January 2022

Fantastic card

Good experience, clear understanding, fantastic service Reviewed on: 26th January 2022

Easy to set up

Easy set up and straight forward to use. Reviewed on: 26th January 2022

A Good Helping Card

Helps to build your bad credit up Reviewed on: 26th January 2022

Easy to apply for and an very quick acceptance.

Only took 5 minutes. Very easy. Received my card within a week. Great service. Reviewed on: 26th January 2022

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