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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (43049 reviews)

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4.93

Based on 43,049 reviews, last reviewed 7th Mar 2026

269400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Easy to use, working abroad . Easy to use, working abroad .. I don’t use it to much to know more Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43049)

Give me a grand please

................................... Reviewed on: 26th January 2022

Outstanding customer service

Just that customer service is second to none Reviewed on: 26th January 2022

No faf easy

No dramas. Never a crisis always helpfull Reviewed on: 26th January 2022

The best credit card

my experience has been amazing, I'm delighted with my Zopa credit card, I can do everything I need through the app in a very simple way. I recommend to all my friends and family to experience this incredible experience! Reviewed on: 26th January 2022

Easy to sign up and great app

It was an easy sign up process and love the app. Helps me stay in control Reviewed on: 26th January 2022

Excellent service

I like that every purchase on the card is sent through immediately so if there are any fraudulent items you can sort these out without any delay. Dealing with Zopa is very easy and no stress. Would recommend without any reservations. Reviewed on: 26th January 2022

Fast easy application process

Excellent fast application process The card came in 2 days and the app is very easy to use Would recommend to all Reviewed on: 26th January 2022

Easy to use and understand easy to pay back

Quick bank transfer or card payment to pay back any spare money you can easy to use great bank Reviewed on: 26th January 2022

British bank award

I have a good experience with this bank Reviewed on: 26th January 2022

Great service undoubtedly

Amazing way to boost our credit score sooner and faster. Reviewed on: 26th January 2022

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