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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Really easy to use

Everything is really simple and easy to use. I love that Zopa provide a monthly lending power feature to help keep your credit on track. My favourite lender for sure and exceptional customer service. Reviewed on: 28th March 2022

Superzopa

Excellent customer service, really good app, quick and easy. They always keep you informed of any news. Reviewed on: 28th March 2022

Good credit card

Interest isn't bad and easily repayable Reviewed on: 28th March 2022

Great credit builder

Easy to use, everything explained. Reviewed on: 28th March 2022

Really good company

Is a good company for a credit card. Reviewed on: 28th March 2022

Fantastic

Brilliant card and manageable. I have app is great and the service is fantastic Reviewed on: 28th March 2022

Zopa credit card

Easy to use...Convenient to pay...excellent customer service Reviewed on: 28th March 2022

Brilliant Service mixed with handy card

Signed up card agreed, with me in days, paid part balance came off next day great service. Reviewed on: 28th March 2022

As easy as that..

So easy to set up and deal with and I love the company image! Reviewed on: 28th March 2022

Great and understanding

Great company from start to now. Easy to use App Reviewed on: 28th March 2022

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