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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Very good all round , straight forward with applying for Zopa Reviewed on: 28th March 2022

Excellent holiday

Excellent service and correct bank institution.Low APR and customer introduction. Reviewed on: 28th March 2022

Excellent

Exactly what it's for and easy to sort out Reviewed on: 28th March 2022

Good service

So far ive had good service and its easy to manage card online Reviewed on: 28th March 2022

Simple and easy

Very easy to set up and use, always get notifications and overall a very smooth process with paying in ang taking money out Reviewed on: 28th March 2022

They are easy and it was quick

I’ve never had a card easy to get and understand Reviewed on: 28th March 2022

Super stuff

Quality service, swift and easy app access Reviewed on: 28th March 2022

Outstanding

Always friendly when needed to contact them Good rates and great app with good offers as well Reviewed on: 28th March 2022

Really easy to use

Everything is really simple and easy to use. I love that Zopa provide a monthly lending power feature to help keep your credit on track. My favourite lender for sure and exceptional customer service. Reviewed on: 28th March 2022

Superzopa

Excellent customer service, really good app, quick and easy. They always keep you informed of any news. Reviewed on: 28th March 2022

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