Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Fab no frills quick and easy to use

Love my Zopa credit card and how simply and easy to use and navigate app Reviewed on: 28th March 2022

Great card

My balance is always under control, the app feels safe and secure, really happy with the service too. Reviewed on: 28th March 2022

Very good

Very good all round , straight forward with applying for Zopa Reviewed on: 28th March 2022

Excellent holiday

Excellent service and correct bank institution.Low APR and customer introduction. Reviewed on: 28th March 2022

Excellent

Exactly what it's for and easy to sort out Reviewed on: 28th March 2022

Good service

So far ive had good service and its easy to manage card online Reviewed on: 28th March 2022

Simple and easy

Very easy to set up and use, always get notifications and overall a very smooth process with paying in ang taking money out Reviewed on: 28th March 2022

They are easy and it was quick

I’ve never had a card easy to get and understand Reviewed on: 28th March 2022

Super stuff

Quality service, swift and easy app access Reviewed on: 28th March 2022

Outstanding

Always friendly when needed to contact them Good rates and great app with good offers as well Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.08 from 293 reviews
Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub