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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43093 reviews)

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4.94

Based on 43,093 reviews, last reviewed 7th Mar 2026

273600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Reassuringly efficient and well organised Reassuringly efficient and well organised Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43093)

Brilliant and has helped me so much

Many times my card have come unto use in awkward situations when your bank card don't work it's always there for the just ifs Reviewed on: 26th January 2022

Straight forward easy credit card

Customer service good- Delivery of card and good security Reviewed on: 26th January 2022

Simple yet effective

So far I’ve had a wonderful experience with Zopa and look forward to my future with them Reviewed on: 26th January 2022

Excellent company

Best card on the market hands down Reviewed on: 26th January 2022

Bit more than a credit card

There app is great a lot better than other credit cards apps out there Reviewed on: 26th January 2022

Great

Fantastic I would recommend this to anybody the company is great and very nice helpful people. Reviewed on: 26th January 2022

Credit card

Very good credit company and very good communication Reviewed on: 26th January 2022

Easy to use and manage

Delighted with zopa, easily managed and straightforward to make re payments on line through the app. Really v happy. Reviewed on: 26th January 2022

Good

Very good and very easy to use,really very nice ? Reviewed on: 26th January 2022

Amazing service

Helped to built my credit score so helpful and nothing too much trouble Reviewed on: 26th January 2022

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