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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Zopa Bank Vote

5
I have really had a good experience with this credit card and would recommend it to friends and family Reviewed on: 28th March 2022
John Chiriseri 's avatar
John Chiriseri

Good service

5
Easy process and easy to use app Reviewed on: 28th March 2022
George Gordon's avatar
George Gordon

Best ever card

5
Helpfull staff great app easy to use Reviewed on: 28th March 2022
Chris's avatar
Chris

Fantastic Service

5
Fantastic, Friendly Professional organisation. Offered me very good affordable credit and always able to speak to human beings instead of robots!!! Reviewed on: 28th March 2022
Liam Archer - West's avatar
Liam Archer - West

Brilliant

5
Never have any problems with Zopa always on hand if you have any questions Reviewed on: 28th March 2022
Kris ward 's avatar
Kris ward

Service the right way

5
Has a great option of showing you where you stand on a lending perspective. And this was on the app. Very user friendly company. Reviewed on: 28th March 2022
Daniel's avatar
Daniel

Well done

5
We’re good we’re fantastic super Reviewed on: 28th March 2022
kostiuxa1980@gmail.com's avatar
[email protected]

Good service

4
Very reliable Good service. Spot on Reviewed on: 28th March 2022
David 's avatar
David

Fantastic Service

5
Application process to use of the App to manage and make payments has been brilliant, no issues and always easy to use!!! Reviewed on: 28th March 2022
Jabir's avatar
Jabir

Excellent service great products

5
Very reliable great customer service highly recommended Reviewed on: 28th March 2022
Rod 's avatar
Rod

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