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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Fantastic Service

Application process to use of the App to manage and make payments has been brilliant, no issues and always easy to use!!! Reviewed on: 28th March 2022

Excellent service great products

Very reliable great customer service highly recommended Reviewed on: 28th March 2022

Nice

Good card ......................... Reviewed on: 28th March 2022

Can't ask any more

I have had ZOPA loans before and have always had a fast and effective service. Recently I got the ZOPA credit card. It has been great. Emergency purchases, topping up fuel until payday and the children's birthday present purchases. I've had great customer service and the app is easy to use. Thumbs up ZOPA Reviewed on: 28th March 2022

Recommend

Easy to use application, great service, easy to understand statements Reviewed on: 28th March 2022

Very good

Amazing customer service. Great app.. easy to use Reviewed on: 28th March 2022

love Zopa

No complaints at all and no hassle easy banking Reviewed on: 28th March 2022

one of the best card

its a good card with low interest Reviewed on: 28th March 2022

Easy and fair credit

Easy to apply, sensible limits offered and a recent credit limit rise due to sensible use of card. Reviewed on: 28th March 2022

Great for build credit history

Fantastic customer service, the app is easy to use . I recommend. Reviewed on: 28th March 2022

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