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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43100 reviews)

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4.94

Based on 43,100 reviews, last reviewed 7th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy and friendly Easy application, easy and fast customer service Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43100)

Easy application and very easy and understandable app.

Very straightforward and great customer service. Reviewed on: 26th January 2022

Credit card

Best card I have ever used customer service very helpful app is easy to use and you are notified by email or sms when payment is due can't fault it brilliant friendly credit card. Reviewed on: 26th January 2022

New

Very happy with service and app Reviewed on: 26th January 2022

Perfect one

Easy to access with courteous staff Reviewed on: 26th January 2022

Easy to use , great service , simple

A ver quick and easy experience with help and guidance from the experts , I would recommend to anybody! Reviewed on: 26th January 2022

quick and easy to apply

Zopa was quick and easy to apply and the card arrived quick too Reviewed on: 26th January 2022

Champion

I've found Zopa is very flexible and helpful with making repayments Reviewed on: 26th January 2022

Brilliant credit card

Found it easy to use , payments prossessed quick and love my Zopa card Reviewed on: 26th January 2022

Great provider

Great service, easy to use and the app is particularly good Reviewed on: 26th January 2022

Good services

Thanks for support thanks zopa King regars Reviewed on: 26th January 2022

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