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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43106 reviews)

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4.94

Based on 43,106 reviews, last reviewed 7th Mar 2026

274900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

N3w customer I am a new customer so not experienced with the customer care team so cannot give a 10 score Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43106)

so good

You pay you bill and you can use it straight away Reviewed on: 26th January 2022

Fantastic company

Amazing customer service, brilliant app, can't recommend this company enough-keep up the great work Reviewed on: 26th January 2022

Kenneth

Easy and straightforward, no hiding chargers, very transparent. Reviewed on: 26th January 2022

Excellent card

Great card, really happy that I chose this one Reviewed on: 26th January 2022

Excellent service

Very easy to apply and easy app to manage Reviewed on: 26th January 2022

Great card great App

By far the best card and app of any card I've used good communication from Bank as well Reviewed on: 26th January 2022

Simple, easy and credit booster!

Application was simple and hassle free and great tool for credit building. No fuss no waiting. Instant decision.. Reviewed on: 26th January 2022

Superb

Fantastic from first application to been accepted thank you team zopa Reviewed on: 26th January 2022

Fabulous credit card

Easy to apply Easy to use payments easily made in the app deducted straight away unlike others who take 3 days Would highly recommend Reviewed on: 26th January 2022

Best credit card ever

Best and easy to use credit card and app Reviewed on: 26th January 2022

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