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Zopa: Credit card reviews

4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Leoman77

5
Great credit card amazing thanks Reviewed on: 28th March 2022

Best Customer Service

5
So easy to use the app, very fair on card limits and if you do need to speak to the customer service they are very professional, understanding and helpful. Reviewed on: 28th March 2022

Zopa Bank Vote

5
I have really had a good experience with this credit card and would recommend it to friends and family Reviewed on: 28th March 2022

Good service

5
Easy process and easy to use app Reviewed on: 28th March 2022

Best ever card

5
Helpfull staff great app easy to use Reviewed on: 28th March 2022

Fantastic Service

5
Fantastic, Friendly Professional organisation. Offered me very good affordable credit and always able to speak to human beings instead of robots!!! Reviewed on: 28th March 2022

Brilliant

5
Never have any problems with Zopa always on hand if you have any questions Reviewed on: 28th March 2022

Service the right way

5
Has a great option of showing you where you stand on a lending perspective. And this was on the app. Very user friendly company. Reviewed on: 28th March 2022

Well done

5
We’re good we’re fantastic super Reviewed on: 28th March 2022

Good service

4
Very reliable Good service. Spot on Reviewed on: 28th March 2022

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