Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Around Great experience

Applied for a card and got a decision straight away. The App is easy to use. Reviewed on: 28th March 2022

Easiest Credit Card to Use

I was recommended Zopa Credit Card for use abroad with no extra or hidden fees and charges. The card was extremely easy to apply for and I received my new cards within days of applying for it. I used my card in different currencies and the monies are converted at the best rate and my charge in GBP is shown to me immediately via the app notification. On that note, the app itself is very intuitive and easy to navigate. This is the best credit I have out of all my cards. Reviewed on: 28th March 2022

good card and easy to use

i find zopa very quick and easy to use. The payments made go through very quickly and so this keeps the interest at a minimum. Reviewed on: 28th March 2022

Excellent provider

I have been with this finance company fir quite a while. They have proven to be reliable, understanding, helpful in many ways. And a great source of credit card finances. I personally thank them Bren Syjes Lincolnshire Reviewed on: 28th March 2022

Amazing customer service!

This was the easiest application I have ever done. Absolutely amazing Reviewed on: 28th March 2022

GREAT TO HAVE

A Nice & Easy Company to have in your back pocket lol Reviewed on: 28th March 2022

I am very happy.

I am very happy. Simple app to use. Reviewed on: 28th March 2022

Quick and easy

Super quick and easy app to setup and use Reviewed on: 28th March 2022

Leoman77

Great credit card amazing thanks Reviewed on: 28th March 2022

Best Customer Service

So easy to use the app, very fair on card limits and if you do need to speak to the customer service they are very professional, understanding and helpful. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.01 from 92 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews
Charge Card
from American Express 4.20 from 24 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub