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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,195 reviews, last reviewed 7th Mar 2026
283400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best of the Best Gave me a chance when no one else would, been grateful ever since Reviewed on: 7th March 2026
Emma j's avatar
Emma j

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43195)

Easy to use very helpful and great card type to use!

5
Brilliant way of building credit score so easy to use! Awesome customer service and so helpful! Reviewed on: 26th January 2022
Molly 's avatar
Molly

Help in a crisis

5
When no one else would lend, Zopa are lending at very reasonable rates and with very responsive ease. Reviewed on: 26th January 2022
Rachel Binnie's avatar
Rachel Binnie

Great bank, very easy to use and talk to

5
Great to be a part of this on line bank , great service and very helpful . Reviewed on: 26th January 2022
Daren Wimsett's avatar
Daren Wimsett

Fantastic service

5
Easy to use. I like their borrowing power feature. Reviewed on: 26th January 2022
Zuhayer Ahmed 's avatar
Zuhayer Ahmed

Goran Petkovic

5
Good very Good......................................................... Reviewed on: 26th January 2022
Goran Petkovic's avatar
Goran Petkovic

New customer

4
Only had the card for application smooth recommended by clear score no issues so far. app is very clear to use Reviewed on: 26th January 2022
Christopher Chapman's avatar
Christopher Chapman

'Great job

5
They provide very good customer service & reply good. Reviewed on: 26th January 2022
Shakir Ali's avatar
Shakir Ali

Excellent customer experience

5
Easy to use credit facility and friendly customer service Reviewed on: 26th January 2022
Michael Nunoo's avatar
Michael Nunoo

Fantastic service

5
Refreshing to use and very simple app to use Reviewed on: 26th January 2022
Jason Turner's avatar
Jason Turner

Very simple to used

5
I’m very satisfied form begins used this is first company which I get credit car Reviewed on: 26th January 2022
Joanna Magdalena Lewandowska's avatar
Joanna Magdalena Lewandowska

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