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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zoperb Service Always

A very straight forward credit card, no thrills, no whistles, just a great compact app & service. Reviewed on: 28th March 2022

Very understanding and great service provider

Zopa gave me a chance when alot of other companies wouldn't there a great company with fantastic staff very friendly and I would always recommend them to family and friends 100% Reviewed on: 28th March 2022

Around Great experience

Applied for a card and got a decision straight away. The App is easy to use. Reviewed on: 28th March 2022

Easiest Credit Card to Use

I was recommended Zopa Credit Card for use abroad with no extra or hidden fees and charges. The card was extremely easy to apply for and I received my new cards within days of applying for it. I used my card in different currencies and the monies are converted at the best rate and my charge in GBP is shown to me immediately via the app notification. On that note, the app itself is very intuitive and easy to navigate. This is the best credit I have out of all my cards. Reviewed on: 28th March 2022

good card and easy to use

i find zopa very quick and easy to use. The payments made go through very quickly and so this keeps the interest at a minimum. Reviewed on: 28th March 2022

Excellent provider

I have been with this finance company fir quite a while. They have proven to be reliable, understanding, helpful in many ways. And a great source of credit card finances. I personally thank them Bren Syjes Lincolnshire Reviewed on: 28th March 2022

Amazing customer service!

This was the easiest application I have ever done. Absolutely amazing Reviewed on: 28th March 2022

GREAT TO HAVE

A Nice & Easy Company to have in your back pocket lol Reviewed on: 28th March 2022

I am very happy.

I am very happy. Simple app to use. Reviewed on: 28th March 2022

Quick and easy

Super quick and easy app to setup and use Reviewed on: 28th March 2022

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