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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,247 reviews, last reviewed 7th Mar 2026
288400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Straightforward application, and within minute decis... Straightforward application, and within minute decision! Reviewed on: 7th March 2026
Fe F's avatar
Fe F

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43247)

Excellent service

5
I'd just like to say that the service is highly recommended to any person who wants to improve there credit score. I've had no problems with the service. Reviewed on: 26th January 2022
Andy Rowe's avatar
Andy Rowe

Easy to use

5
Great app, simple and clear. Easy of access to see balance and make payments. Reviewed on: 26th January 2022
Ellen's avatar
Ellen

thumbs up

5
zopa helped me get back on the ladder, clear guidance and brilliant app Reviewed on: 26th January 2022
victoria wilkes's avatar
victoria wilkes

The best in the business for me!

5
Loving everything about Zopa, easy to use app for safe no hassle payments. And great to navigate! Reviewed on: 26th January 2022
Wayne's avatar
Wayne

Very good

5
Zopa card is very good easy to good card if you want to build up your credit. Reviewed on: 26th January 2022
Maria's avatar
Maria

Increase

4
Gave me a increase after 6 months when I made payment regularl. Reviewed on: 26th January 2022
Trevor's avatar
Trevor

Great card

5
Really easy to use and helpful. Was so easy to sign up. And when you need help they are always there. Reviewed on: 26th January 2022
Grace's avatar
Grace

Easy

5
Everything is easy from setting up the card to paying the bill Reviewed on: 26th January 2022
B's avatar
B

Brilliant service

5
Easy to set up easy to control on line Reviewed on: 26th January 2022
Paul Warwick's avatar
Paul Warwick

Great card

5
Came quickly apr good rate. Easy to use. Reviewed on: 26th January 2022
Linda's avatar
Linda

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