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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good provider

Very good card with good customer service Reviewed on: 28th March 2022

Happy

Decision was made very quick also as whole process, easy to use, mobile app very easy to navigate. Repay straight on credit account. Reviewed on: 28th March 2022

Great service

Good overall service no problems Reviewed on: 28th March 2022

Excelent service and fast application

Application was a breeze and all done in under no time, excellent service from zopa. A++++++++++++ Reviewed on: 28th March 2022

Very happy with service

I have had no issues with this company. The rates are great and the staff are helpful and friendly on the telephone Reviewed on: 28th March 2022

Brilliant service

Great service. Will definitely recommend Reviewed on: 28th March 2022

Quality customer service

Fantastic company. Excellent and top quality customer service. Nothing is to much for them.when assisting their customers Reviewed on: 28th March 2022

I WILL ONLY USE ZOPA

Zopa is a friendly, personal and efficient service I have ever used Reviewed on: 28th March 2022

Excellent sevice

The card app is easy to follow , great service Reviewed on: 28th March 2022

So easy, better than the rest

I love how my phone is notified immediately of any spending on my card. And that it gives the remaining balance too. Card has worked and been accepted wherever I've been. Reviewed on: 28th March 2022

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