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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great for people with poor credit

Zopa is a great bank it helps to build peoples credit score without getting back into debt and the team at zopa are friendly and professional in their approach to customers. Reviewed on: 28th March 2022

Very helpful experience with Zopa

I was struggling to take credit card from other lenders and I am so glad Zopa gave me change to build up my credit score again thank you Reviewed on: 28th March 2022

Easy banking and user friendly App

As all new banks I was dubious about how it was going to be, but have been pleasantly surprised with how user friendly it is, plenty of information on the App and no issues of yet Reviewed on: 28th March 2022

Really easy to use

Really enjoy my time with zopa thabks Reviewed on: 28th March 2022

Satisfied Coustomer

Excellent quality and excellent service Reviewed on: 28th March 2022

Stress free experience

From applying to being accepted was very straight forward and continues to be very convenient Reviewed on: 28th March 2022

Easy to use

The app is really user friendly. It makes using a credit card really efficient and it is my favourite method of payment Reviewed on: 28th March 2022

Excellent easy and accessible

Very easy and simple to use the app is fab Reviewed on: 28th March 2022

Good provider

Very good card with good customer service Reviewed on: 28th March 2022

Happy

Decision was made very quick also as whole process, easy to use, mobile app very easy to navigate. Repay straight on credit account. Reviewed on: 28th March 2022

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