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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,265 reviews, last reviewed 7th Mar 2026
290100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No foreign transaction fees! Really useful for a traveller going abroad - no foreign currency fees. Website easy yo navigate. Reviewed on: 7th March 2026
Richard S's avatar
Richard S

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43265)

Great

5
Very happy with service helping me to sort my credit rating Reviewed on: 27th January 2022
M's avatar
M

great

5
great super credit card doing nice job Reviewed on: 27th January 2022
Swaroop Venigalla's avatar
Swaroop Venigalla

Good service

5
No extra hidden charges, good customer servicea Reviewed on: 27th January 2022
Tracy hewins's avatar
Tracy hewins

Just great

5
Zopa really has in my struggles I’m so grateful Reviewed on: 27th January 2022
Rebecca scarlett 's avatar
Rebecca scarlett

Good card and good app no problems.

5
Good card to start building my credit rating and the app is easy to use. Reviewed on: 27th January 2022
Dangood's avatar
Dangood

excellent

5
easy and good banking, highly recommended to everyone , straight forward transactions Reviewed on: 27th January 2022
Jowel Peralta's avatar
Jowel Peralta

Financial support

5
I am using Zopa credit card and it's make my life easier to extra support for my financial expenses. I recommend to try Zopa credit card . Reviewed on: 27th January 2022
Raheel kayani's avatar
Raheel kayani

Great service great idea with the savings and holding money

5
Great customer service - I’ve had the card for a couple of months now no issues and low interest Reviewed on: 27th January 2022
chantelleyoung790@yahoo.co.uk's avatar
[email protected]

Excellent service

5
Easy to follow spending and get notifications. Reviewed on: 27th January 2022
BintouT's avatar
BintouT

fair credit card

3
there is a cushion option to have moneys in a emergency case Reviewed on: 26th January 2022
Jana Thron's avatar
Jana Thron

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