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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,277 reviews, last reviewed 7th Mar 2026
291300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent service and would recommend to my family a... Excellent service and would recommend to my family and friends Reviewed on: 7th March 2026
Sylvia W's avatar
Sylvia W

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43277)

Do easy and convienien

4
Zopa said tes to me when i needed it. Easy to use and set up with no fuss. Reviewed on: 27th January 2022
Sheetal patel's avatar
Sheetal patel

Great app & credit card

5
Zopa is a great credit card as they allow you to choose your own credit limit making it safe not to overspend each month. The app is easy to use as well. Very happy. Reviewed on: 27th January 2022
Pam Sim's avatar
Pam Sim

Awesome

5
Simple, easy and safe. Recommend to anyone Reviewed on: 27th January 2022
Neil Patterson's avatar
Neil Patterson

Very good

5
Easy app to use my first credit card still using it Reviewed on: 27th January 2022
Craig Horsford's avatar
Craig Horsford

Amazing and easy to use

5
I mean it’s worth have in it very good service with quick response thank you guys for create this amazing service Reviewed on: 27th January 2022
Muhamad Sha's avatar
Muhamad Sha

Really simple

5
The whole experience was really straight forward and easy, the sign up took less than ten minutes and my card came within the next couple of days. Couldn't ask for anything more. Reviewed on: 27th January 2022
Ryan smith's avatar
Ryan smith

Excellent

5
Easy to use, Excellent app, very detailed Reviewed on: 27th January 2022
Ali Faheem's avatar
Ali Faheem

God send

5
Great team to help with any problem. Fast efficient service Reviewed on: 27th January 2022
Raye Bolger's avatar
Raye Bolger

Great, Friend and very Efficient service

5
My card is very easy to use and the app is outstanding. I am in control and have all the information at my fingertips Reviewed on: 27th January 2022
Baron Rahman's avatar
Baron Rahman

Zopa credit card

5
Zopa credit card app is easy to keep track of how much you have spent and to put some away for an emergency so you do not spend it Reviewed on: 27th January 2022
Deborah's avatar
Deborah

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