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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Brilliant

Hassle free and easy to apply quickly done send card was delivered withing a week Reviewed on: 28th March 2022

Great customer service

I have nothing but praise for Zopa, they have looked after me when I was struggling and nothing was too much trouble to help when I lost my father and got into difficulties. Reviewed on: 28th March 2022

Great credit card and the dont charge much interest

Easy to use and a good App i take it everyware Reviewed on: 28th March 2022

Really great and easy to use

Everything about zopa is great the app and the notifications that I get straight away after I use it really helps to keep my account safe and secure Reviewed on: 28th March 2022

ZOPA ah Go Go

Find the APP so easy to access and keeps me up to date in a nice way... Reviewed on: 28th March 2022

Fantastic

I appreciate zopa .Since using the credit the ease of usage is fantastic. The credit limit should be more encouraging and meet customer financial situation Reviewed on: 28th March 2022

Excellent

Fantastic credit cards easy to apply for recommend to anyone this is a great card for someone who has just started up Credit or doesn't have a credit Reviewed on: 28th March 2022

Excellent Card

Excellent customer service, always kept up to date with payments etc Reviewed on: 28th March 2022

Card

To much interest I think it's not fair should be a minimum payment if you pay over that no interest on my opinion Reviewed on: 28th March 2022

Quick, efficient, responsible.

I received a ZOPA offer via Credit Karma. The process of applying, receiving my card, pin number etc was really efficient and the credit limit offered was responsible and affordable based on my circumstances. The ZOPA APP is really easy to use and contains all the relevant information. Reviewed on: 28th March 2022

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