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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,284 reviews, last reviewed 8th Mar 2026
145850% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

great support and help to build credit great support and help to build credit Reviewed on: 8th March 2026
Joy's avatar
Joy

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43284)

Excellent

5
Great services easy to use Customer service excellent always happy to help Reviewed on: 27th January 2022
Aaron 's avatar
Aaron

Brilliant

5
Very easy to apply. Card arrived early clear information and zopa helps you to save for a rainy day. Reviewed on: 27th January 2022
Keneila Stanley 's avatar
Keneila Stanley

Simple efficient quick

5
Was all set up very quickly, with the app for managing pretty much everything you will need, to manage the card ty. Reviewed on: 27th January 2022
Jay's avatar
Jay

Zopa helps you help your self

5
Zopa has given me the chance to turn around my credit score and help me out when I needed it most, I just can't thank zopa another. Reviewed on: 27th January 2022
Vincent Bateman 's avatar
Vincent Bateman

the credit card everyone should have

5
Zopa is by far the best credit card i have, it offers lowest interest rate,has good security measures and is very accessible.Well recommended. Reviewed on: 27th January 2022
Raine's avatar
Raine

Convenient

5
I find its use quite convenient. Reviewed on: 27th January 2022
Sodiq T. Oyetunde's avatar
Sodiq T. Oyetunde

The best credit card

5
This is the best one to use for ur daily expenses Reviewed on: 27th January 2022
Swizel Fernandes's avatar
Swizel Fernandes

Credit with credibility

5
They stepped up and took a chance with me to improve my credit without skinning me with massive APR,, always keeping me moving in the right direction and having a buffer for my security,thank you Zopa. Reviewed on: 27th January 2022
Robert Coffield's avatar
Robert Coffield

Professional

5
Excellent service and communication Reviewed on: 27th January 2022
Dorel Niculae's avatar
Dorel Niculae

Excellent

5
Perfect card to help you rebuild your credit Definitely recommend Reviewed on: 27th January 2022
Carrie-ann Gwinnett's avatar
Carrie-ann Gwinnett

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