Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Help when needed

5
I felt the experience of applying for credit was smooth and simple. Reviewed on: 28th March 2022
Stephen Stretton's avatar
Stephen Stretton

Easy to apply

5
Great company which is safe and secure and the website is easy to use Reviewed on: 28th March 2022
Anthony Peregreen 's avatar
Anthony Peregreen

Brilliant

5
Everything had been quick and straightforward so far. I've not had to co tact customer service so cannot comment on that but based on my experience so far I presume they'd be great Reviewed on: 28th March 2022
Leanne's avatar
Leanne

Zopa

5
Excellent customer service. Always there to help you highly recommend zopa to anyone. Reviewed on: 28th March 2022
Dan Madden's avatar
Dan Madden

Best there is

5
Amazing credit card company , with great customer service and flexible repayment options on loans and everyday card usage , best there is . Reviewed on: 28th March 2022
HighOn Fire's avatar
HighOn Fire

Easy friendly company

5
Easy to apply easy app good customer service just everything so easy Reviewed on: 28th March 2022
Gary's avatar
Gary

Zopa

5
Zopa have been amazing with me. There is is very quick response app that keeps you up to date. A very face payment system and now I even save with Zopa. They are amazing. Reviewed on: 28th March 2022
Peter Devlin's avatar
Peter Devlin

Excellent

5
I love it Reviewed on: 28th March 2022
beata wszelaka's avatar
beata wszelaka

Brilliant

5
Hassle free and easy to apply quickly done send card was delivered withing a week Reviewed on: 28th March 2022
Sharon Griffin 's avatar
Sharon Griffin

Great customer service

5
I have nothing but praise for Zopa, they have looked after me when I was struggling and nothing was too much trouble to help when I lost my father and got into difficulties. Reviewed on: 28th March 2022
Debbir's avatar
Debbir

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill