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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44340)

Best online banking

5
Online chat is great and quick response time. Wouldn’t use any other bank now I have starling Reviewed on: 28th March 2022
Alice Burns's avatar
Alice Burns

Zopa credit card and loan

5
I have a loan and a credit card with zopa. The apps has both my loan and credit card on and is very easy to use the payback rates are excellent and the staff are very helpfull should you wish to talk to them about something regarding your card or loan I highly recommend zopa to improve you credit rating Great company 5 star Reviewed on: 28th March 2022
Stephen Watson's avatar
Stephen Watson

Help when needed

5
I felt the experience of applying for credit was smooth and simple. Reviewed on: 28th March 2022
Stephen Stretton's avatar
Stephen Stretton

Easy to apply

5
Great company which is safe and secure and the website is easy to use Reviewed on: 28th March 2022
Anthony Peregreen 's avatar
Anthony Peregreen

Brilliant

5
Everything had been quick and straightforward so far. I've not had to co tact customer service so cannot comment on that but based on my experience so far I presume they'd be great Reviewed on: 28th March 2022
Leanne's avatar
Leanne

Zopa

5
Excellent customer service. Always there to help you highly recommend zopa to anyone. Reviewed on: 28th March 2022
Dan Madden's avatar
Dan Madden

Best there is

5
Amazing credit card company , with great customer service and flexible repayment options on loans and everyday card usage , best there is . Reviewed on: 28th March 2022
HighOn Fire's avatar
HighOn Fire

Easy friendly company

5
Easy to apply easy app good customer service just everything so easy Reviewed on: 28th March 2022
Gary's avatar
Gary

Zopa

5
Zopa have been amazing with me. There is is very quick response app that keeps you up to date. A very face payment system and now I even save with Zopa. They are amazing. Reviewed on: 28th March 2022
Peter Devlin's avatar
Peter Devlin

Excellent

5
I love it Reviewed on: 28th March 2022
beata wszelaka's avatar
beata wszelaka

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