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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Couldn't be better

Having been a customer for a little while now they have been amazing every step. Really easy to use apps and great when I've needed to make changes would highly recommend Reviewed on: 28th March 2022

All that, you need.

Never had any problems with zopa. Good app, and keep me up to date with all transactions and any offers available. With previous card suppliers there have been issues re customer service but again, here it is all good. Reviewed on: 28th March 2022

Affordable, patient

Zopa repayments are low and easy to repay using app Reviewed on: 28th March 2022

Excellent

Never had any issues, overall one of the best companies I've dealt with Reviewed on: 28th March 2022

Great online banking app

Love using zopa and it being so easy to use and updates on every time I spend on my card. Reviewed on: 28th March 2022

Amazing

Never have any issues best credit card I've got Reviewed on: 28th March 2022

Pretty well !

Could be better! If u want more customers be careful whith level of interest !! Reviewed on: 28th March 2022

Zopa

Easy to use the App. I can monitor quickly my spending. Reviewed on: 28th March 2022

Excellent service

I like Zopa as they gave me a chance with credit really appreciate there help Reviewed on: 28th March 2022

Fast

Very fast and easy too work the app Reviewed on: 28th March 2022

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