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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44340)

Excellent service

5
I like Zopa as they gave me a chance with credit really appreciate there help Reviewed on: 28th March 2022
dannyj.11@live.co.uk's avatar
[email protected]

Fast

5
Very fast and easy too work the app Reviewed on: 28th March 2022
David Archer's avatar
David Archer

Excellent service

5
Great way to bank online excellent service Reviewed on: 28th March 2022
Stephen hadwin's avatar
Stephen hadwin

Beyond my expectations

5
Zopa accepted my credit card application and further they increased my credit limit within two months. That card really helped me in a very bad time when I was really needed. I found Very easy to apply with Zopa and very helpful team they have. I will recommend to every one. Reviewed on: 28th March 2022
Bahzad Anwar 's avatar
Bahzad Anwar

Fast and easy to use

5
Took a chance on me and offered me a credit card to help me rebuild my credit after a hard few years. App is easy to use and payments are processed straight away unlike other credit cards Reviewed on: 28th March 2022
Matt's avatar
Matt

Brilliant service all around

5
Zopa is an initiative new way to have control over your money. Staff are friendly and knowledgeable. Reviewed on: 28th March 2022
Donielle 's avatar
Donielle

Good company

5
I have always had a good experience with this company even during difficult times Reviewed on: 28th March 2022
Karen Constantine 's avatar
Karen Constantine

Great service

5
No issues and very happy with all service I have received Reviewed on: 28th March 2022
Damian's avatar
Damian

Great service by all

5
Easy website. Simple to understand Reviewed on: 28th March 2022
ann_marie64@icloud.com's avatar
[email protected]

Great service.

5
Always friendly with communicating. Easy to pay. Reviewed on: 28th March 2022
Lawrence Wyn-Jones 's avatar
Lawrence Wyn-Jones

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