Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent company highly recommended

Really good company these have helped me get my credit rating up. Really easy to make repayments everything is available to do on the app Reviewed on: 28th March 2022

Services

Always a good experience when dealing with customer service, a very polite and a friendly approach Reviewed on: 28th March 2022

Couldn't be better

Having been a customer for a little while now they have been amazing every step. Really easy to use apps and great when I've needed to make changes would highly recommend Reviewed on: 28th March 2022

All that, you need.

Never had any problems with zopa. Good app, and keep me up to date with all transactions and any offers available. With previous card suppliers there have been issues re customer service but again, here it is all good. Reviewed on: 28th March 2022

Affordable, patient

Zopa repayments are low and easy to repay using app Reviewed on: 28th March 2022

Excellent

Never had any issues, overall one of the best companies I've dealt with Reviewed on: 28th March 2022

Great online banking app

Love using zopa and it being so easy to use and updates on every time I spend on my card. Reviewed on: 28th March 2022

Amazing

Never have any issues best credit card I've got Reviewed on: 28th March 2022

Pretty well !

Could be better! If u want more customers be careful whith level of interest !! Reviewed on: 28th March 2022

Zopa

Easy to use the App. I can monitor quickly my spending. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 4.13 from 268 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Credit card
from 118 118 Money 4.85 from 5633 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub