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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I love your credit card

Good credit, and lots of offer's Reviewed on: 28th March 2022

Excellent

I have had such a great experience with Zopa credit card. Any payments made or paid in are immediate so your balance is always accurate. If I have needed support they have been super friendly and helpful. Would definitely recommend them. Reviewed on: 28th March 2022

Exlent

Easy to use and very fair and good to bulid your credit score Reviewed on: 28th March 2022

I have good experience with zopa

I like this............................. Reviewed on: 28th March 2022

Great service

Great service good results and good for Bulidig credit Up ZOPA ***** Reviewed on: 28th March 2022

Very good

Excellent very good very secure Reviewed on: 28th March 2022

Easy and no hassle

Been with Zopa a few months now and have had no issues, hassle free and would recommend Reviewed on: 28th March 2022

Very happy

Great app, so very easy to manage my money and hel improve my credit rating. Reviewed on: 28th March 2022

Very good service

It’s a very easy to use and stress free company, always there to help if needed and always very understanding. By far the best company I’ve had a credit car with and would recommend to anyone!! Reviewed on: 28th March 2022

Does what it says it will do

Excellent serviceKeepa me updates on expenditure Easy to use mobile app. What's not to like Reviewed on: 28th March 2022

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