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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very good service

It’s a very easy to use and stress free company, always there to help if needed and always very understanding. By far the best company I’ve had a credit car with and would recommend to anyone!! Reviewed on: 28th March 2022

Does what it says it will do

Excellent serviceKeepa me updates on expenditure Easy to use mobile app. What's not to like Reviewed on: 28th March 2022

Great!

Understanding and great for credit score Reviewed on: 28th March 2022

Easy to use

Zopa app allows me to keep track of spending and has some useful information on it too Reviewed on: 28th March 2022

Great company and low charges

Great company and low charges. Better than rival credit cards Reviewed on: 28th March 2022

Good company easy to use app

Fast simple service, good customer service and helpful. Reviewed on: 28th March 2022

Good honest

Great service, easy app to use. Reviewed on: 28th March 2022

Great customer service

Have used Zopa twice now over the years. Very easy to use platform. Treated like a human being and not a number. Would highly recommend. Reviewed on: 28th March 2022

Yep can't fault it!!

Best credit card app to use easy and instant payments on the zopa every time lol Reviewed on: 28th March 2022

Fantastic

Easy to use and understand no nonsense Reviewed on: 28th March 2022

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