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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,311 reviews, last reviewed 8th Mar 2026
147150% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

I like using my credit card, it's easy to use, it's... I like using my credit card, it's easy to use, it's transparent and I like how it is. Reviewed on: 8th March 2026
Csilla O's avatar
Csilla O

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43311)

Rebuilding my credit

5
After a very bad illness and my finances going down the tubes due to not being able to work…..Zopa helped me immensely to start my credit and financial building score again….I would highly recommend them Reviewed on: 27th January 2022
Bill's avatar
Bill

Excellent service

5
They are excellent at sorting problems. easy to use app and very clear Reviewed on: 27th January 2022
Michael Morrison's avatar
Michael Morrison

Zopa Credit Card is simply the best

5
Zopa credit card is simply the best. I have been with them for some months now and I can boldly tell how proud I am to be with them. Very approachable and help those with bad credit score to build back the credit. Reviewed on: 27th January 2022
John's avatar
John

Easy to use

5
Best credit card I’ve ever had easy to use regular updates and the app has good features to that helps you save money. Reviewed on: 27th January 2022
Walter griffiths's avatar
Walter griffiths

Excellent service providers

5
One of the best credit cards i have known. Reviewed on: 27th January 2022
M jawad's avatar
M jawad

zopa

5
zopa are very efficient and quick to respond to all your needs a very good credit card Reviewed on: 27th January 2022
Mark Hickinbottom's avatar
Mark Hickinbottom

Easy to use great card

5
I have poor credit and Zopa accepted me for a credit card, it’s really helped me build my score up, would definitely recommend Reviewed on: 27th January 2022
Jordansm's avatar
Jordansm

The best bank

5
I really really like Zopa. It is a life changer bank. Very god customer service. You don’t need to wait three hours until someone is going to pick up the phone, their response is emendate. Reviewed on: 27th January 2022
Cristian Borta's avatar
Cristian Borta

Easy simple and friendly

5
Having had bad credit zopa have given me the chance the repair my credit score and get my finances back on track ...thank you so much for giving me the opportunity Reviewed on: 27th January 2022
Paul B's avatar
Paul B

Excellent card and app

5
Not had card long and I’m so happy with my experience love it.it’s so easy to keep track of spending with spend notifications 1000% recommended to all my friends and family Reviewed on: 27th January 2022
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