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Zopa: Credit card reviews

4.94
Based on 43,320 reviews, last reviewed 8th Mar 2026
147600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa are the best Always kept informed with the best advice at all times Reviewed on: 8th March 2026
Terry 's avatar
Terry

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43320)

professional

5
Everything went through quickly, without any problems. they were there if I had any problems Reviewed on: 27th January 2022

Quick response and positive action

5
My application was handled quickly and the app works very easily Reviewed on: 27th January 2022

Hassle free

4
Easy experience from applying to using the app . Reviewed on: 27th January 2022

Excellent customer service

5
Executive customer service and very responsible Reviewed on: 27th January 2022

Great company

5
Wonderful customer service, very smoothly run, would highly recommend Reviewed on: 27th January 2022

Martin

5
One of the best. Iam very happy with zopa company. Perfect easy and quick! Reviewed on: 27th January 2022

outstanding service and company

5
Its very rare to get a credit card company who gives 100% to their customers and always there to speak to human to human. Reviewed on: 27th January 2022

Great company

5
The best credit card ive had! So easy to set up, app is really good to manage and pay off off credit! Very helpful when needed. Reviewed on: 27th January 2022

Reliable credit card!

5
My credit score has improved since I started using the Zopa credit card! Reviewed on: 27th January 2022

Brilliant

5
Brilliant service and excellent Reviewed on: 27th January 2022

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