Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great card to build credit

Great card to start and build your credit journey. Great app and application process was straightforward. Reviewed on: 28th March 2022

Good service.

Good app, easy to use. High interest rate, but good and quick update. Reviewed on: 28th March 2022

I love your credit card

Good credit, and lots of offer's Reviewed on: 28th March 2022

Excellent

I have had such a great experience with Zopa credit card. Any payments made or paid in are immediate so your balance is always accurate. If I have needed support they have been super friendly and helpful. Would definitely recommend them. Reviewed on: 28th March 2022

Exlent

Easy to use and very fair and good to bulid your credit score Reviewed on: 28th March 2022

I have good experience with zopa

I like this............................. Reviewed on: 28th March 2022

Great service

Great service good results and good for Bulidig credit Up ZOPA ***** Reviewed on: 28th March 2022

Very good

Excellent very good very secure Reviewed on: 28th March 2022

Easy and no hassle

Been with Zopa a few months now and have had no issues, hassle free and would recommend Reviewed on: 28th March 2022

Very happy

Great app, so very easy to manage my money and hel improve my credit rating. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub