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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Spot on

5
So simple to apply and use absolutely brilliant product Reviewed on: 28th March 2022
Paul Bates's avatar
Paul Bates

Money Management

5
I appreciate the fact that there is a Credit Cushion. This has enabled me to manage my funds in a more appropriate way, and also keep track of my spending. Reviewed on: 28th March 2022
Fateha 's avatar
Fateha

They are fantastic

5
They know when to increase your card Reviewed on: 28th March 2022
Hakeem 's avatar
Hakeem

Fantastic

5
Best decision I made taking out a Zopa credit card. I have had no problems at all. The app is very user friendly. Overall service is fantastic. Reviewed on: 28th March 2022
nicoleschickerling1992@gmail.com's avatar
[email protected]

Excellent

5
Easy to setup ,easy to use ,excellent service app Reviewed on: 28th March 2022
Dominic Mhandu's avatar
Dominic Mhandu

Excellent service

5
Great service always easy to look where you are and easy to make payment Reviewed on: 28th March 2022
dkskip@live.co.uk's avatar
[email protected]

Brilliant

5
I’ve used Zopa for a few months now. Easy app and easy to set up Reviewed on: 28th March 2022
Lyndsay Snell 's avatar
Lyndsay Snell

Great service

5
Great service no complaints good all round Reviewed on: 28th March 2022
Dexter's avatar
Dexter

Helpful staff,easy to apply

5
The staff were very polite and helpful applying online was easy to use Reviewed on: 28th March 2022
Lyndsey Jardine's avatar
Lyndsey Jardine

Brilliant

5
Always reliable and easy to repay Reviewed on: 28th March 2022
Luissabetty Pike's avatar
Luissabetty Pike

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