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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa

The Zopa and easiest card I have Reviewed on: 28th March 2022

Simplicity

Easy to use and keep track of what you are spending. Reviewed on: 28th March 2022

Easy, convenient and reassuring

Really good and easy app. This is helping me rebuild my credit score Reviewed on: 28th March 2022

Never had a problem with them

Really good service never had a problem with them always help me out when I need it Reviewed on: 28th March 2022

Easy peasy

So simple to keep track off and adjust your spending Reviewed on: 28th March 2022

Good

Quick to use and easy to pay via transfer. Reviewed on: 28th March 2022

Great service

Never a problem, would recommend to friends and family Reviewed on: 28th March 2022

Great CC Company

Easy to use and brilliant feature letting you know balance after each transaction Reviewed on: 28th March 2022

The best ever

Brillient company really helpfull Reviewed on: 28th March 2022

Credit card very good

Overall really good company, good communication, like any credit card , works well if you keep in top of it , would definitely recommend to anyone. Reviewed on: 28th March 2022

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