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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

The best ever

Brillient company really helpfull Reviewed on: 28th March 2022

Credit card very good

Overall really good company, good communication, like any credit card , works well if you keep in top of it , would definitely recommend to anyone. Reviewed on: 28th March 2022

Spot on

So simple to apply and use absolutely brilliant product Reviewed on: 28th March 2022

Money Management

I appreciate the fact that there is a Credit Cushion. This has enabled me to manage my funds in a more appropriate way, and also keep track of my spending. Reviewed on: 28th March 2022

They are fantastic

They know when to increase your card Reviewed on: 28th March 2022

Fantastic

Best decision I made taking out a Zopa credit card. I have had no problems at all. The app is very user friendly. Overall service is fantastic. Reviewed on: 28th March 2022

Excellent

Easy to setup ,easy to use ,excellent service app Reviewed on: 28th March 2022

Excellent service

Great service always easy to look where you are and easy to make payment Reviewed on: 28th March 2022

Brilliant

I’ve used Zopa for a few months now. Easy app and easy to set up Reviewed on: 28th March 2022

Great service

Great service no complaints good all round Reviewed on: 28th March 2022

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