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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Overall A*

Great customer service & easy to reach. Brilliant purchase security & easy to read/clear statements. Reviewed on: 28th March 2022

Great bank

Easy to use, informative, helpful and financially supportive Reviewed on: 28th March 2022

Great, new, friendly staff

Helped me in time of need, always there in emergency Reviewed on: 28th March 2022

Excellent service

Zopa have always been transparent and have helped me sort out my credit profile Reviewed on: 28th March 2022

Simple clear easy to use app

Perfect card good credit builder card simple app good information best card iv had feels like they care as a company TO CUSTOMER STRONGLY RECOMMEND Reviewed on: 28th March 2022

Problem free

Fantastic customer service did not have to wait on the phone for ever from the time I applied for my card everything was plane sailing Reviewed on: 28th March 2022

Zopa so good

Easy to set up and apply no pressure Reviewed on: 28th March 2022

Quality product

Great card, simple app that is easy to use with plenty of features Reviewed on: 28th March 2022

Fabulous efficient service. Cannot be faulted

From start to finish I cannot fault Zopa. They always took the extra step to ensure customer satisfaction. Really please I signed up with them Reviewed on: 28th March 2022

Excellent service prompt response

Excellent customer service always happy to help. Everything explained and the app is very user friendly. I highly recommend them Reviewed on: 28th March 2022

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