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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43436 reviews)

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4.94

Based on 43,436 reviews, last reviewed 9th Mar 2026

153200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is so easy and flexible with the payments many... Zopa is so easy and flexible with the payments many thanks guys and to the ladies Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43436)

Credit card made easy!

The application process was straightforward and easy to process. As a company Zopa are fantastic. I get statement notifications as well as emails. The team are always on hand and extremely helpful. The app works seamlessly and is straight forward to use. All in all a great company that works with its customers in a transparent and dependable way. Thanks Zopa! Reviewed on: 27th January 2022

Excellent

Fantastic lender which allows you to build your credit score with regular on time payments. I would definitely recommend to friends and family. Reviewed on: 27th January 2022

Easiest card to manage

Easy to apply and manage and help build credit score again Reviewed on: 27th January 2022

Easy

Easy to use and easy to keep control using the app Reviewed on: 27th January 2022

Zopa is the best

I got a credit card and Zopa is amazing. They provided me with a card when no other bank was even tho I had the good credit rating. Reviewed on: 27th January 2022

Account management

Easy to monitor account spending and credit limit Reviewed on: 27th January 2022

I love this bank it quick and easy

Can use it anytime anywhere when ever o want to it's really good Reviewed on: 27th January 2022

Brilliant

I would 110% recommend to my friends and family Reviewed on: 27th January 2022

Fantastic

Excellent very easy to use, credit limit reviews great app Reviewed on: 27th January 2022

Satisfied Lendee

Very constructive and informative Reviewed on: 27th January 2022

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