Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43439 reviews)

View other Zopa products

4.94

Based on 43,439 reviews, last reviewed 9th Mar 2026

153350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Help me improve my credit score gave me credit when... Help me improve my credit score gave me credit when no one else would don't press you up your limit and help if u need it Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43439)

No issues fantastic cim0any

Zopa helped me out in dire times can't fault them Reviewed on: 27th January 2022

Opportunity

Appreciated your support, sopa is giving opportunity for people to have his first credit card. Very happy to have it. Reviewed on: 27th January 2022

Love this card great for building up my credit score

Excellent credit card would recommend this card for anyone trying to build there credit scoring, thankyou zopa Reviewed on: 27th January 2022

Easy to apply and manage online

It was straight forward to apply and access the information online - both through the app and emails - that enables me to manage the account. Timely notifications on upcoming events like repayments etc Reviewed on: 27th January 2022

Very good service

Good co-operation , good company, very good customer service, good communication Reviewed on: 27th January 2022

No 1 for me!

Feels lucky to be signed up with Zopa. I'm very pleased and satisfied to be with them Reviewed on: 27th January 2022

Brill

Can’t fault them! Great service! Reviewed on: 27th January 2022

Best

It is very good card if you use in your control it is best friend in your difficult times Reviewed on: 27th January 2022

Zopa ZAmazing

Absolutely amazing and fair credit card to help you build your credit. Amazing friendly staff and a very user friendly app. So easy to use. Reviewed on: 27th January 2022

Easy application process

Have both a credit card and car loan with them at reasonable rates Reviewed on: 27th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.82 from 97 reviews
Credit card
from Chase Bank 4.95 from 371 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5926 reviews
Smart Saver
from Zopa 4.94 from 8035 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub