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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy no hidden feea

Easy to manage, no hidden fees or charges. Interest rate on purchases/wothdrawl is very fair and lower than other providers. Execellent customer service. Would highly recommend to those who are looking to boost credit rating. Reviewed on: 28th March 2022

Great service Bank

Great customer service with a friendly and positive attitude. Reviewed on: 28th March 2022

Overall A*

Great customer service & easy to reach. Brilliant purchase security & easy to read/clear statements. Reviewed on: 28th March 2022

Great bank

Easy to use, informative, helpful and financially supportive Reviewed on: 28th March 2022

Great, new, friendly staff

Helped me in time of need, always there in emergency Reviewed on: 28th March 2022

Excellent service

Zopa have always been transparent and have helped me sort out my credit profile Reviewed on: 28th March 2022

Simple clear easy to use app

Perfect card good credit builder card simple app good information best card iv had feels like they care as a company TO CUSTOMER STRONGLY RECOMMEND Reviewed on: 28th March 2022

Problem free

Fantastic customer service did not have to wait on the phone for ever from the time I applied for my card everything was plane sailing Reviewed on: 28th March 2022

Zopa so good

Easy to set up and apply no pressure Reviewed on: 28th March 2022

Quality product

Great card, simple app that is easy to use with plenty of features Reviewed on: 28th March 2022

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