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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Excellent

5
Never had a problem always had a top class service , there customer service for me has always been excellent and there staff are polite friendly and always helpful Reviewed on: 28th March 2022
Paul Curtis's avatar
Paul Curtis

Simply easy and uncomplicated

5
The service they offer is so easy and simply, it’s ideal for anyone to be able to use it. Reviewed on: 28th March 2022
Kevin Norbury's avatar
Kevin Norbury

Brilliant company to recommend

4
Always great customer service and app is so easy to work, never had any problems and always being kept updated Reviewed on: 28th March 2022
charlotte keeling's avatar
charlotte keeling

First Class Credit Card Provider

5
Very fare to deal with, communication is excellent. What more do you need from a bank. Reviewed on: 28th March 2022
steve.willats@btinternet.com's avatar
[email protected]

Great

5
Brilliant card to have no hassle. Plus I love the colour of your cards Reviewed on: 28th March 2022
Sarah's avatar
Sarah

Very easy to manage my account on line

5
Easy to make payments and find my balance using the app Reviewed on: 28th March 2022
Sharon Parke 's avatar
Sharon Parke

Great

5
Great credit card Also gives me savings account Reviewed on: 28th March 2022
Drew Drewsli Elliott's avatar
Drew Drewsli Elliott

Good service

5
Fast efficient service , easy to deal with would recommend Reviewed on: 28th March 2022
andybrodrick@live.co.uk's avatar
[email protected]

Easy no hidden feea

5
Easy to manage, no hidden fees or charges. Interest rate on purchases/wothdrawl is very fair and lower than other providers. Execellent customer service. Would highly recommend to those who are looking to boost credit rating. Reviewed on: 28th March 2022
N Katherine's avatar
N Katherine

Great service Bank

5
Great customer service with a friendly and positive attitude. Reviewed on: 28th March 2022
lyn howard's avatar
lyn howard

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