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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

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................................. Reviewed on: 28th March 2022

Friendly credit card

Great credit card no hassle and easy to use with great customer updates Reviewed on: 28th March 2022

Excellent

Very easy to use everything is made clear and the app works brilliantly. Would definitely recommend Zopa. Reviewed on: 28th March 2022

Very easy to use and manage

With having a not so great credit score this was just what I was just looking for very pleased to say the least Reviewed on: 28th March 2022

Brilliant service, friendly and very helpful with any issues.

There’s been a few occasions where I’ve been unable to pay my balance on time due to switch of job or time off and Zopa don’t harass they listen and understand the issue. Brilliant customer service. Reviewed on: 28th March 2022

Went for a loan and received in bank in 10min

Got a credit card from zopa no hassle at all. Got £800 limit and was very happy with that. Would recommend zopa to friends in the future. Easy to navigate website to keep control of finances all in all one happy customer Reviewed on: 28th March 2022

Amazing

Easy quick and simple the team were amazing Reviewed on: 28th March 2022

Best Credit Card!

I highly recommend Zopa to everyone!! Everything as should be plus very helpful costumer service !! Reviewed on: 28th March 2022

always helpful easy app

no issues , easy app to use and responsible lenders Reviewed on: 28th March 2022

It is very user friendly

The card application very straight forward no complicated issues and easy access to the app Would definitely recommend it Reviewed on: 28th March 2022

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