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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44340)

always helpful easy app

5
no issues , easy app to use and responsible lenders Reviewed on: 28th March 2022
j.annecowley@gmail.com's avatar
[email protected]

It is very user friendly

5
The card application very straight forward no complicated issues and easy access to the app Would definitely recommend it Reviewed on: 28th March 2022
Anne 's avatar
Anne

Excellent

5
Never had a problem always had a top class service , there customer service for me has always been excellent and there staff are polite friendly and always helpful Reviewed on: 28th March 2022
Paul Curtis's avatar
Paul Curtis

Simply easy and uncomplicated

5
The service they offer is so easy and simply, it’s ideal for anyone to be able to use it. Reviewed on: 28th March 2022
Kevin Norbury's avatar
Kevin Norbury

Brilliant company to recommend

4
Always great customer service and app is so easy to work, never had any problems and always being kept updated Reviewed on: 28th March 2022
charlotte keeling's avatar
charlotte keeling

First Class Credit Card Provider

5
Very fare to deal with, communication is excellent. What more do you need from a bank. Reviewed on: 28th March 2022
steve.willats@btinternet.com's avatar
[email protected]

Great

5
Brilliant card to have no hassle. Plus I love the colour of your cards Reviewed on: 28th March 2022
Sarah's avatar
Sarah

Very easy to manage my account on line

5
Easy to make payments and find my balance using the app Reviewed on: 28th March 2022
Sharon Parke 's avatar
Sharon Parke

Great

5
Great credit card Also gives me savings account Reviewed on: 28th March 2022
Drew Drewsli Elliott's avatar
Drew Drewsli Elliott

Good service

5
Fast efficient service , easy to deal with would recommend Reviewed on: 28th March 2022
andybrodrick@live.co.uk's avatar
[email protected]

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